Business & Finance Buffalo, NY Pop. 278,349

Credit Analyst Salary in Buffalo, New York

The median credit analyst salary in Buffalo, NY is $80,038 per year, which is 4.0% above the national median and 22.4% below the New York state average.

City Median
$80,038
vs State Avg
$-23,088
vs National
+$3,078
Cost of Living
92%

Credit Analyst Pay in Buffalo: What to Expect (2026)

Buffalo offers a median credit analyst salary of $80,038, which is $23,088 below the New York state average of $103,126. Compared to the national median of $76,960, Buffalo pays above average for this role.

Buffalo's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Buffalo spans from $47,840 at the 10th percentile to $130,000 at the 90th percentile — a $82,160 spread. Entry-level professionals start around $49,920, while senior credit analysts with 8+ years of experience can earn up to $124,800. With a population of 278,349, Buffalo is a mid-sized metro with a growing job market.

Credit Analyst Salary in Buffalo by Experience

In Buffalo, an entry-level credit analyst earns around $49,920, while experienced professionals earn up to $124,800 per year. The local cost of living index is 92% of the national average.

Entry Level (0-2 yrs)
$49,920
+$1,920 vs national
Mid Level (3-7 yrs)
$81,120
+$3,120 vs national
Senior Level (8+ yrs)
$124,800
+$4,800 vs national

Salary Percentiles in Buffalo, NY

Percentile Buffalo
10th Percentile $47,840
25th Percentile $61,360
Median (50th) $80,038
75th Percentile $104,000
90th Percentile $130,000

Credit Analyst Salary in Other New York Cities

How to Become a Credit Analyst in Buffalo

Education

Most credit analyst positions require a bachelor's degree. Buffalo and the surrounding New York area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Buffalo may vary based on local industry and population growth.

Find Credit Analyst Jobs in Buffalo

Browse open credit analyst positions in Buffalo, NY:

Frequently Asked Questions: Credit Analyst Salary in Buffalo

How much does a Credit Analyst make in Buffalo, NY? ▼
The median credit analyst salary in Buffalo, New York is $80,038 per year, which is 4.0% above the national median of $76,960. Salaries range from $47,840 (10th percentile) to $130,000 (90th percentile).
How much does a Credit Analyst make per hour in Buffalo? ▼
Based on the median annual salary of $80,038, a credit analyst in Buffalo earns approximately $38 per hour assuming a standard 2,080-hour work year.
How does Buffalo compare to the New York state average for credit analyst pay? ▼
Buffalo's median credit analyst salary of $80,038 is 22.4% below the New York state average of $103,126. The local cost of living index is 92% of the national average.
What is the cost of living in Buffalo, NY? ▼
Buffalo has a cost of living index of 92% compared to the national average. This means a credit analyst salary of $80,038 in Buffalo has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Buffalo? ▼
Most credit analyst positions in Buffalo require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.