Business & Finance Rochester, NY Pop. 211,328

Credit Analyst Salary in Rochester, New York

The median credit analyst salary in Rochester, NY is $78,499 per year, which is 2.0% above the national median and 23.9% below the New York state average.

City Median
$78,499
vs State Avg
$-24,627
vs National
+$1,539
Cost of Living
90%

Credit Analyst Pay in Rochester: What to Expect (2026)

Rochester offers a median credit analyst salary of $78,499, which is $24,627 below the New York state average of $103,126. Compared to the national median of $76,960, Rochester pays above average for this role.

Rochester's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Rochester spans from $46,920 at the 10th percentile to $127,500 at the 90th percentile — a $80,580 spread. Entry-level professionals start around $48,960, while senior credit analysts with 8+ years of experience can earn up to $122,400. With a population of 211,328, Rochester is a mid-sized metro with a growing job market.

Credit Analyst Salary in Rochester by Experience

In Rochester, an entry-level credit analyst earns around $48,960, while experienced professionals earn up to $122,400 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$48,960
+$960 vs national
Mid Level (3-7 yrs)
$79,560
+$1,560 vs national
Senior Level (8+ yrs)
$122,400
+$2,400 vs national

Salary Percentiles in Rochester, NY

Percentile Rochester
10th Percentile $46,920
25th Percentile $60,180
Median (50th) $78,499
75th Percentile $102,000
90th Percentile $127,500

Credit Analyst Salary in Other New York Cities

How to Become a Credit Analyst in Rochester

Education

Most credit analyst positions require a bachelor's degree. Rochester and the surrounding New York area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Rochester may vary based on local industry and population growth.

Find Credit Analyst Jobs in Rochester

Browse open credit analyst positions in Rochester, NY:

Frequently Asked Questions: Credit Analyst Salary in Rochester

How much does a Credit Analyst make in Rochester, NY? ▼
The median credit analyst salary in Rochester, New York is $78,499 per year, which is 2.0% above the national median of $76,960. Salaries range from $46,920 (10th percentile) to $127,500 (90th percentile).
How much does a Credit Analyst make per hour in Rochester? ▼
Based on the median annual salary of $78,499, a credit analyst in Rochester earns approximately $38 per hour assuming a standard 2,080-hour work year.
How does Rochester compare to the New York state average for credit analyst pay? ▼
Rochester's median credit analyst salary of $78,499 is 23.9% below the New York state average of $103,126. The local cost of living index is 90% of the national average.
What is the cost of living in Rochester, NY? ▼
Rochester has a cost of living index of 90% compared to the national average. This means a credit analyst salary of $78,499 in Rochester has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Rochester? ▼
Most credit analyst positions in Rochester require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.