Credit Analyst Salary in Winston-Salem, NC: $68,494 (2026)

Credit Analyst Pay in Winston-Salem: What to Expect (2026)

Winston-Salem offers a median credit analyst salary of $68,494, which is $4,618 below the North Carolina state average of $73,112. Compared to the national median of $76,960, Winston-Salem pays below the national benchmark for this role.

One of Winston-Salem's biggest advantages is its low cost of living at 86% of the national average. This means the $68,494 salary stretches further here — equivalent to roughly $79,644 in an average-cost city. This makes Winston-Salem an attractive option for credit analysts seeking strong real-dollar compensation.

The salary range for credit analysts in Winston-Salem spans from $40,940 at the 10th percentile to $111,250 at the 90th percentile — a $70,310 spread. Entry-level professionals start around $42,720, while senior credit analysts with 8+ years of experience can earn up to $106,800. With a population of 249,545, Winston-Salem is a mid-sized metro with a growing job market.

Credit Analyst Salary in Winston-Salem by Experience

In Winston-Salem, an entry-level credit analyst earns around $42,720, while experienced professionals earn up to $106,800 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)

$42,720

$-5,280 vs national

Mid Level (3-7 yrs)

$69,420

$-8,580 vs national

Senior Level (8+ yrs)

$106,800

$-13,200 vs national

Percentile	Winston-Salem	NC State	National
10th Percentile	$40,940	$43,700	$46,000
25th Percentile	$52,510	$56,050	$59,000
Median (50th)	$68,494	$73,112	$76,960
75th Percentile	$89,000	$95,000	$100,000
90th Percentile	$111,250	$118,750	$125,000

Percentile

Winston-Salem

10th Percentile

$40,940

25th Percentile

$52,510

Median (50th)

$68,494

75th Percentile

$89,000

90th Percentile

$111,250

How to Become a Credit Analyst in Winston-Salem

Education

Most credit analyst positions require a bachelor's degree. Winston-Salem and the surrounding North Carolina area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Winston-Salem may vary based on local industry and population growth.

Frequently Asked Questions: Credit Analyst Salary in Winston-Salem

How much does a Credit Analyst make in Winston-Salem, NC? ▼

The median credit analyst salary in Winston-Salem, North Carolina is $68,494 per year, which is 11% below the national median of $76,960. Salaries range from $40,940 (10th percentile) to $111,250 (90th percentile).

How much does a Credit Analyst make per hour in Winston-Salem? ▼

Based on the median annual salary of $68,494, a credit analyst in Winston-Salem earns approximately $33 per hour assuming a standard 2,080-hour work year.

How does Winston-Salem compare to the North Carolina state average for credit analyst pay? ▼

Winston-Salem's median credit analyst salary of $68,494 is 6.3% below the North Carolina state average of $73,112. The local cost of living index is 86% of the national average.

What is the cost of living in Winston-Salem, NC? ▼

Winston-Salem has a cost of living index of 86% compared to the national average. This means a credit analyst salary of $68,494 in Winston-Salem has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a credit analyst in Winston-Salem? ▼

Most credit analyst positions in Winston-Salem require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.

Credit Analyst Salary in Winston-Salem, North Carolina