Loan Officer Salary in Winston-Salem, NC: $58,509 (2026)

Loan Officer Pay in Winston-Salem: What to Expect (2026)

Winston-Salem offers a median loan officer salary of $58,509, which is $3,944 below the North Carolina state average of $62,453. Compared to the national median of $65,740, Winston-Salem pays below the national benchmark for this role.

One of Winston-Salem's biggest advantages is its low cost of living at 86% of the national average. This means the $58,509 salary stretches further here — equivalent to roughly $68,034 in an average-cost city. This makes Winston-Salem an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Winston-Salem spans from $31,328 at the 10th percentile to $136,882 at the 90th percentile — a $105,554 spread. Entry-level professionals start around $33,820, while senior loan officers with 8+ years of experience can earn up to $115,700. With a population of 249,545, Winston-Salem is a mid-sized metro with a growing job market.

Loan Officer Salary in Winston-Salem by Experience

In Winston-Salem, an entry-level loan officer earns around $33,820, while experienced professionals earn up to $115,700 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)

$33,820

$-4,180 vs national

Mid Level (3-7 yrs)

$58,740

$-7,260 vs national

Senior Level (8+ yrs)

$115,700

$-14,300 vs national

Percentile	Winston-Salem	NC State	National
10th Percentile	$31,328	$33,440	$35,200
25th Percentile	$40,406	$43,130	$45,400
Median (50th)	$58,509	$62,453	$65,740
75th Percentile	$89,000	$95,000	$100,000
90th Percentile	$136,882	$146,110	$153,800

Percentile

Winston-Salem

10th Percentile

$31,328

25th Percentile

$40,406

Median (50th)

$58,509

75th Percentile

$89,000

90th Percentile

$136,882

How to Become a Loan Officer in Winston-Salem

Education

Most loan officer positions require a bachelor's degree. Winston-Salem and the surrounding North Carolina area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Winston-Salem may vary based on local industry and population growth.

Frequently Asked Questions: Loan Officer Salary in Winston-Salem

How much does a Loan Officer make in Winston-Salem, NC? ▼

The median loan officer salary in Winston-Salem, North Carolina is $58,509 per year, which is 11% below the national median of $65,740. Salaries range from $31,328 (10th percentile) to $136,882 (90th percentile).

How much does a Loan Officer make per hour in Winston-Salem? ▼

Based on the median annual salary of $58,509, a loan officer in Winston-Salem earns approximately $28 per hour assuming a standard 2,080-hour work year.

How does Winston-Salem compare to the North Carolina state average for loan officer pay? ▼

Winston-Salem's median loan officer salary of $58,509 is 6.3% below the North Carolina state average of $62,453. The local cost of living index is 86% of the national average.

What is the cost of living in Winston-Salem, NC? ▼

Winston-Salem has a cost of living index of 86% compared to the national average. This means a loan officer salary of $58,509 in Winston-Salem has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a loan officer in Winston-Salem? ▼

Most loan officer positions in Winston-Salem require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.

Loan Officer Salary in Winston-Salem, North Carolina