Business & Finance Austin, TX Pop. 978,908

Credit Analyst Salary in Austin, Texas

The median credit analyst salary in Austin, TX is $80,808 per year, which is 5.0% above the national median and 14.1% above the Texas state average.

City Median
$80,808
vs State Avg
+$10,005
vs National
+$3,848
Cost of Living
105%

Credit Analyst Pay in Austin: What to Expect (2026)

Austin offers a median credit analyst salary of $80,808, which is $10,005 above the Texas state average of $70,803. Compared to the national median of $76,960, Austin pays above average for this role.

Austin's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Austin spans from $48,300 at the 10th percentile to $131,250 at the 90th percentile — a $82,950 spread. Entry-level professionals start around $50,400, while senior credit analysts with 8+ years of experience can earn up to $126,000. As a major metro area with a population of 978,908, Austin typically offers more job opportunities and employer competition, which can drive salaries higher.

Credit Analyst Salary in Austin by Experience

In Austin, an entry-level credit analyst earns around $50,400, while experienced professionals earn up to $126,000 per year. The local cost of living index is 105% of the national average.

Entry Level (0-2 yrs)
$50,400
+$2,400 vs national
Mid Level (3-7 yrs)
$81,900
+$3,900 vs national
Senior Level (8+ yrs)
$126,000
+$6,000 vs national

Salary Percentiles in Austin, TX

Percentile Austin
10th Percentile $48,300
25th Percentile $61,950
Median (50th) $80,808
75th Percentile $105,000
90th Percentile $131,250

Credit Analyst Salary in Other Texas Cities

How to Become a Credit Analyst in Austin

Education

Most credit analyst positions require a bachelor's degree. Austin and the surrounding Texas area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Austin may vary based on local industry and population growth.

Find Credit Analyst Jobs in Austin

Browse open credit analyst positions in Austin, TX:

Frequently Asked Questions: Credit Analyst Salary in Austin

How much does a Credit Analyst make in Austin, TX? ▼
The median credit analyst salary in Austin, Texas is $80,808 per year, which is 5.0% above the national median of $76,960. Salaries range from $48,300 (10th percentile) to $131,250 (90th percentile).
How much does a Credit Analyst make per hour in Austin? ▼
Based on the median annual salary of $80,808, a credit analyst in Austin earns approximately $39 per hour assuming a standard 2,080-hour work year.
How does Austin compare to the Texas state average for credit analyst pay? ▼
Austin's median credit analyst salary of $80,808 is 14.1% above the Texas state average of $70,803. The local cost of living index is 105% of the national average.
What is the cost of living in Austin, TX? ▼
Austin has a cost of living index of 105% compared to the national average. This means a credit analyst salary of $80,808 in Austin has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Austin? ▼
Most credit analyst positions in Austin require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.