Business & Finance Houston, TX Pop. 2,304,580

Credit Analyst Salary in Houston, Texas

The median credit analyst salary in Houston, TX is $73,882 per year, which is 4% below the national median and 4.3% above the Texas state average.

City Median
$73,882
vs State Avg
+$3,079
vs National
$-3,078
Cost of Living
96%

Credit Analyst Pay in Houston: What to Expect (2026)

Houston offers a median credit analyst salary of $73,882, which is $3,079 above the Texas state average of $70,803. Compared to the national median of $76,960, Houston pays below the national benchmark for this role.

Houston's cost of living is 96% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Houston spans from $44,160 at the 10th percentile to $120,000 at the 90th percentile — a $75,840 spread. Entry-level professionals start around $46,080, while senior credit analysts with 8+ years of experience can earn up to $115,200. As a major metro area with a population of 2,304,580, Houston typically offers more job opportunities and employer competition, which can drive salaries higher.

Credit Analyst Salary in Houston by Experience

In Houston, an entry-level credit analyst earns around $46,080, while experienced professionals earn up to $115,200 per year. The local cost of living index is 96% of the national average.

Entry Level (0-2 yrs)
$46,080
$-1,920 vs national
Mid Level (3-7 yrs)
$74,880
$-3,120 vs national
Senior Level (8+ yrs)
$115,200
$-4,800 vs national

Salary Percentiles in Houston, TX

Percentile Houston
10th Percentile $44,160
25th Percentile $56,640
Median (50th) $73,882
75th Percentile $96,000
90th Percentile $120,000

Credit Analyst Salary in Other Texas Cities

Austin, TX
$80,808
Pop. 978,908
Dallas, TX
$76,960
Pop. 1,304,379
Fort Worth, TX
$70,803
Pop. 918,915
San Antonio, TX
$67,725
Pop. 1,434,625

How to Become a Credit Analyst in Houston

Education

Most credit analyst positions require a bachelor's degree. Houston and the surrounding Texas area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Houston may vary based on local industry and population growth.

Find Credit Analyst Jobs in Houston

Browse open credit analyst positions in Houston, TX:

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Frequently Asked Questions: Credit Analyst Salary in Houston

How much does a Credit Analyst make in Houston, TX? ▼
The median credit analyst salary in Houston, Texas is $73,882 per year, which is 4% below the national median of $76,960. Salaries range from $44,160 (10th percentile) to $120,000 (90th percentile).
How much does a Credit Analyst make per hour in Houston? ▼
Based on the median annual salary of $73,882, a credit analyst in Houston earns approximately $36 per hour assuming a standard 2,080-hour work year.
How does Houston compare to the Texas state average for credit analyst pay? ▼
Houston's median credit analyst salary of $73,882 is 4.3% above the Texas state average of $70,803. The local cost of living index is 96% of the national average.
What is the cost of living in Houston, TX? ▼
Houston has a cost of living index of 96% compared to the national average. This means a credit analyst salary of $73,882 in Houston has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Houston? ▼
Most credit analyst positions in Houston require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.