Business & Finance Montgomery, AL Pop. 200,603

Insurance Agent Salary in Montgomery, Alabama

The median insurance agent salary in Montgomery, AL is $49,760 per year, which is 14% below the national median and 1.1% below the Alabama state average.

City Median
$49,760
vs State Avg
$-578
vs National
$-8,100
Cost of Living
86%

Insurance Agent Pay in Montgomery: What to Expect (2026)

Montgomery offers a median insurance agent salary of $49,760, which is $578 below the Alabama state average of $50,338. Compared to the national median of $57,860, Montgomery pays below the national benchmark for this role.

One of Montgomery's biggest advantages is its low cost of living at 86% of the national average. This means the $49,760 salary stretches further here — equivalent to roughly $57,860 in an average-cost city. This makes Montgomery an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Montgomery spans from $25,800 at the 10th percentile to $101,480 at the 90th percentile — a $75,680 spread. Entry-level professionals start around $27,520, while senior insurance agents with 8+ years of experience can earn up to $94,600. With a population of 200,603, Montgomery is a mid-sized metro with a growing job market.

Insurance Agent Salary in Montgomery by Experience

In Montgomery, an entry-level insurance agent earns around $27,520, while experienced professionals earn up to $94,600 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)
$27,520
$-4,480 vs national
Mid Level (3-7 yrs)
$51,600
$-8,400 vs national
Senior Level (8+ yrs)
$94,600
$-15,400 vs national

Salary Percentiles in Montgomery, AL

Percentile Montgomery
10th Percentile $25,800
25th Percentile $34,400
Median (50th) $49,760
75th Percentile $70,520
90th Percentile $101,480

Insurance Agent Salary in Other Alabama Cities

Huntsville, AL
$53,231
Pop. 216,963
Birmingham, AL
$52,074
Pop. 197,575
Tuscaloosa, AL
$50,917
Pop. 101,129
Mobile, AL
$49,181
Pop. 187,041

How to Become a Insurance Agent in Montgomery

Education

Most insurance agent positions require a high school diploma. Montgomery and the surrounding Alabama area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Montgomery may vary based on local industry and population growth.

Find Insurance Agent Jobs in Montgomery

Browse open insurance agent positions in Montgomery, AL:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Montgomery

How much does a Insurance Agent make in Montgomery, AL? ▼
The median insurance agent salary in Montgomery, Alabama is $49,760 per year, which is 14% below the national median of $57,860. Salaries range from $25,800 (10th percentile) to $101,480 (90th percentile).
How much does a Insurance Agent make per hour in Montgomery? ▼
Based on the median annual salary of $49,760, a insurance agent in Montgomery earns approximately $24 per hour assuming a standard 2,080-hour work year.
How does Montgomery compare to the Alabama state average for insurance agent pay? ▼
Montgomery's median insurance agent salary of $49,760 is 1.1% below the Alabama state average of $50,338. The local cost of living index is 86% of the national average.
What is the cost of living in Montgomery, AL? ▼
Montgomery has a cost of living index of 86% compared to the national average. This means a insurance agent salary of $49,760 in Montgomery has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Montgomery? ▼
Most insurance agent positions in Montgomery require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.