Insurance Agent Salary in Springfield, IL: $52,653 (2026)

Insurance Agent Pay in Springfield: What to Expect (2026)

Springfield offers a median insurance agent salary of $52,653, which is $5,786 below the Illinois state average of $58,439. Compared to the national median of $57,860, Springfield pays below the national benchmark for this role.

One of Springfield's biggest advantages is its low cost of living at 85% of the national average. This means the $52,653 salary stretches further here — equivalent to roughly $61,945 in an average-cost city. This makes Springfield an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Springfield spans from $27,300 at the 10th percentile to $107,380 at the 90th percentile — a $80,080 spread. Entry-level professionals start around $29,120, while senior insurance agents with 8+ years of experience can earn up to $100,100. With a population of 114,394, Springfield is a mid-sized metro with a growing job market.

Insurance Agent Salary in Springfield by Experience

In Springfield, an entry-level insurance agent earns around $29,120, while experienced professionals earn up to $100,100 per year. The local cost of living index is 85% of the national average.

Entry Level (0-2 yrs)

$29,120

$-2,880 vs national

Mid Level (3-7 yrs)

$54,600

$-5,400 vs national

Senior Level (8+ yrs)

$100,100

$-9,900 vs national

Percentile	Springfield	IL State	National
10th Percentile	$27,300	$30,300	$30,000
25th Percentile	$36,400	$40,400	$40,000
Median (50th)	$52,653	$58,439	$57,860
75th Percentile	$74,620	$82,820	$82,000
90th Percentile	$107,380	$119,180	$118,000

Percentile

Springfield

10th Percentile

$27,300

25th Percentile

$36,400

Median (50th)

$52,653

75th Percentile

$74,620

90th Percentile

$107,380

How to Become a Insurance Agent in Springfield

Education

Most insurance agent positions require a high school diploma. Springfield and the surrounding Illinois area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Springfield may vary based on local industry and population growth.

Frequently Asked Questions: Insurance Agent Salary in Springfield

How much does a Insurance Agent make in Springfield, IL? ▼

The median insurance agent salary in Springfield, Illinois is $52,653 per year, which is 9% below the national median of $57,860. Salaries range from $27,300 (10th percentile) to $107,380 (90th percentile).

How much does a Insurance Agent make per hour in Springfield? ▼

Based on the median annual salary of $52,653, a insurance agent in Springfield earns approximately $25 per hour assuming a standard 2,080-hour work year.

How does Springfield compare to the Illinois state average for insurance agent pay? ▼

Springfield's median insurance agent salary of $52,653 is 9.9% below the Illinois state average of $58,439. The local cost of living index is 85% of the national average.

What is the cost of living in Springfield, IL? ▼

Springfield has a cost of living index of 85% compared to the national average. This means a insurance agent salary of $52,653 in Springfield has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a insurance agent in Springfield? ▼

Most insurance agent positions in Springfield require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.

Insurance Agent Salary in Springfield, Illinois