Insurance Agent Salary in Jersey City, New Jersey
The median insurance agent salary in Jersey City, NJ is $78,690 per year, which is 36.0% above the national median and 10.6% above the New Jersey state average.
Insurance Agent Pay in Jersey City: What to Expect (2026)
Jersey City offers a median insurance agent salary of $78,690, which is $7,522 above the New Jersey state average of $71,168. Compared to the national median of $57,860, Jersey City pays above average for this role.
However, Jersey City's cost of living index is 128%, significantly above the national average. After adjusting for local costs, the $78,690 salary has an effective purchasing power of approximately $61,477. Housing, transportation, and food costs in Jersey City should be factored into any relocation or job-change decision.
The salary range for insurance agents in Jersey City spans from $40,800 at the 10th percentile to $160,480 at the 90th percentile — a $119,680 spread. Entry-level professionals start around $43,520, while senior insurance agents with 8+ years of experience can earn up to $149,600. With a population of 292,449, Jersey City is a mid-sized metro with a growing job market.
Insurance Agent Salary in Jersey City by Experience
In Jersey City, an entry-level insurance agent earns around $43,520, while experienced professionals earn up to $149,600 per year. The local cost of living index is 128% of the national average.
Salary Percentiles in Jersey City, NJ
| Percentile | Jersey City |
|---|---|
| 10th Percentile | $40,800 |
| 25th Percentile | $54,400 |
| Median (50th) | $78,690 |
| 75th Percentile | $111,520 |
| 90th Percentile | $160,480 |
Insurance Agent Salary in Other New Jersey Cities
How to Become a Insurance Agent in Jersey City
Education
Most insurance agent positions require a high school diploma. Jersey City and the surrounding New Jersey area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Jersey City may vary based on local industry and population growth.
Find Insurance Agent Jobs in Jersey City
Browse open insurance agent positions in Jersey City, NJ: