Business & Finance Paterson, NJ Pop. 159,732

Insurance Agent Salary in Paterson, New Jersey

The median insurance agent salary in Paterson, NJ is $65,382 per year, which is 13.0% above the national median and 8.1% below the New Jersey state average.

City Median
$65,382
vs State Avg
$-5,786
vs National
+$7,522
Cost of Living
105%

Insurance Agent Pay in Paterson: What to Expect (2026)

Paterson offers a median insurance agent salary of $65,382, which is $5,786 below the New Jersey state average of $71,168. Compared to the national median of $57,860, Paterson pays above average for this role.

Paterson's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Paterson spans from $33,900 at the 10th percentile to $133,340 at the 90th percentile — a $99,440 spread. Entry-level professionals start around $36,160, while senior insurance agents with 8+ years of experience can earn up to $124,300. With a population of 159,732, Paterson is a mid-sized metro with a growing job market.

Insurance Agent Salary in Paterson by Experience

In Paterson, an entry-level insurance agent earns around $36,160, while experienced professionals earn up to $124,300 per year. The local cost of living index is 105% of the national average.

Entry Level (0-2 yrs)
$36,160
+$4,160 vs national
Mid Level (3-7 yrs)
$67,800
+$7,800 vs national
Senior Level (8+ yrs)
$124,300
+$14,300 vs national

Salary Percentiles in Paterson, NJ

Percentile Paterson
10th Percentile $33,900
25th Percentile $45,200
Median (50th) $65,382
75th Percentile $92,660
90th Percentile $133,340

Insurance Agent Salary in Other New Jersey Cities

How to Become a Insurance Agent in Paterson

Education

Most insurance agent positions require a high school diploma. Paterson and the surrounding New Jersey area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Paterson may vary based on local industry and population growth.

Find Insurance Agent Jobs in Paterson

Browse open insurance agent positions in Paterson, NJ:

Frequently Asked Questions: Insurance Agent Salary in Paterson

How much does a Insurance Agent make in Paterson, NJ? ▼
The median insurance agent salary in Paterson, New Jersey is $65,382 per year, which is 13.0% above the national median of $57,860. Salaries range from $33,900 (10th percentile) to $133,340 (90th percentile).
How much does a Insurance Agent make per hour in Paterson? ▼
Based on the median annual salary of $65,382, a insurance agent in Paterson earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Paterson compare to the New Jersey state average for insurance agent pay? ▼
Paterson's median insurance agent salary of $65,382 is 8.1% below the New Jersey state average of $71,168. The local cost of living index is 105% of the national average.
What is the cost of living in Paterson, NJ? ▼
Paterson has a cost of living index of 105% compared to the national average. This means a insurance agent salary of $65,382 in Paterson has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Paterson? ▼
Most insurance agent positions in Paterson require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.