Business & Finance Buffalo, NY Pop. 278,349

Insurance Agent Salary in Buffalo, New York

The median insurance agent salary in Buffalo, NY is $60,174 per year, which is 4.0% above the national median and 22.4% below the New York state average.

City Median
$60,174
vs State Avg
$-17,358
vs National
+$2,314
Cost of Living
92%

Insurance Agent Pay in Buffalo: What to Expect (2026)

Buffalo offers a median insurance agent salary of $60,174, which is $17,358 below the New York state average of $77,532. Compared to the national median of $57,860, Buffalo pays above average for this role.

Buffalo's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Buffalo spans from $31,200 at the 10th percentile to $122,720 at the 90th percentile — a $91,520 spread. Entry-level professionals start around $33,280, while senior insurance agents with 8+ years of experience can earn up to $114,400. With a population of 278,349, Buffalo is a mid-sized metro with a growing job market.

Insurance Agent Salary in Buffalo by Experience

In Buffalo, an entry-level insurance agent earns around $33,280, while experienced professionals earn up to $114,400 per year. The local cost of living index is 92% of the national average.

Entry Level (0-2 yrs)
$33,280
+$1,280 vs national
Mid Level (3-7 yrs)
$62,400
+$2,400 vs national
Senior Level (8+ yrs)
$114,400
+$4,400 vs national

Salary Percentiles in Buffalo, NY

Percentile Buffalo
10th Percentile $31,200
25th Percentile $41,600
Median (50th) $60,174
75th Percentile $85,280
90th Percentile $122,720

Insurance Agent Salary in Other New York Cities

How to Become a Insurance Agent in Buffalo

Education

Most insurance agent positions require a high school diploma. Buffalo and the surrounding New York area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Buffalo may vary based on local industry and population growth.

Find Insurance Agent Jobs in Buffalo

Browse open insurance agent positions in Buffalo, NY:

Frequently Asked Questions: Insurance Agent Salary in Buffalo

How much does a Insurance Agent make in Buffalo, NY? ▼
The median insurance agent salary in Buffalo, New York is $60,174 per year, which is 4.0% above the national median of $57,860. Salaries range from $31,200 (10th percentile) to $122,720 (90th percentile).
How much does a Insurance Agent make per hour in Buffalo? ▼
Based on the median annual salary of $60,174, a insurance agent in Buffalo earns approximately $29 per hour assuming a standard 2,080-hour work year.
How does Buffalo compare to the New York state average for insurance agent pay? ▼
Buffalo's median insurance agent salary of $60,174 is 22.4% below the New York state average of $77,532. The local cost of living index is 92% of the national average.
What is the cost of living in Buffalo, NY? ▼
Buffalo has a cost of living index of 92% compared to the national average. This means a insurance agent salary of $60,174 in Buffalo has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Buffalo? ▼
Most insurance agent positions in Buffalo require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.