Insurance Agent Salary in Rochester, New York
The median insurance agent salary in Rochester, NY is $59,017 per year, which is 2.0% above the national median and 23.9% below the New York state average.
Insurance Agent Pay in Rochester: What to Expect (2026)
Rochester offers a median insurance agent salary of $59,017, which is $18,515 below the New York state average of $77,532. Compared to the national median of $57,860, Rochester pays above average for this role.
Rochester's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance agents in Rochester spans from $30,600 at the 10th percentile to $120,360 at the 90th percentile — a $89,760 spread. Entry-level professionals start around $32,640, while senior insurance agents with 8+ years of experience can earn up to $112,200. With a population of 211,328, Rochester is a mid-sized metro with a growing job market.
Insurance Agent Salary in Rochester by Experience
In Rochester, an entry-level insurance agent earns around $32,640, while experienced professionals earn up to $112,200 per year. The local cost of living index is 90% of the national average.
Salary Percentiles in Rochester, NY
| Percentile | Rochester |
|---|---|
| 10th Percentile | $30,600 |
| 25th Percentile | $40,800 |
| Median (50th) | $59,017 |
| 75th Percentile | $83,640 |
| 90th Percentile | $120,360 |
Insurance Agent Salary in Other New York Cities
How to Become a Insurance Agent in Rochester
Education
Most insurance agent positions require a high school diploma. Rochester and the surrounding New York area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Rochester may vary based on local industry and population growth.
Find Insurance Agent Jobs in Rochester
Browse open insurance agent positions in Rochester, NY: