Business & Finance Providence, RI Pop. 190,934

Insurance Agent Salary in Providence, Rhode Island

The median insurance agent salary in Providence, RI is $63,646 per year, which is 10.0% above the national median and 2.8% above the Rhode Island state average.

City Median
$63,646
vs State Avg
+$1,736
vs National
+$5,786
Cost of Living
108%

Insurance Agent Pay in Providence: What to Expect (2026)

Providence offers a median insurance agent salary of $63,646, which is $1,736 above the Rhode Island state average of $61,910. Compared to the national median of $57,860, Providence pays above average for this role.

Providence's cost of living is 108% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Providence spans from $33,000 at the 10th percentile to $129,800 at the 90th percentile — a $96,800 spread. Entry-level professionals start around $35,200, while senior insurance agents with 8+ years of experience can earn up to $121,000. With a population of 190,934, Providence is a mid-sized metro with a growing job market.

Insurance Agent Salary in Providence by Experience

In Providence, an entry-level insurance agent earns around $35,200, while experienced professionals earn up to $121,000 per year. The local cost of living index is 108% of the national average.

Entry Level (0-2 yrs)
$35,200
+$3,200 vs national
Mid Level (3-7 yrs)
$66,000
+$6,000 vs national
Senior Level (8+ yrs)
$121,000
+$11,000 vs national

Salary Percentiles in Providence, RI

Percentile Providence
10th Percentile $33,000
25th Percentile $44,000
Median (50th) $63,646
75th Percentile $90,200
90th Percentile $129,800

Insurance Agent Salary in Other Rhode Island Cities

How to Become a Insurance Agent in Providence

Education

Most insurance agent positions require a high school diploma. Providence and the surrounding Rhode Island area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Providence may vary based on local industry and population growth.

Find Insurance Agent Jobs in Providence

Browse open insurance agent positions in Providence, RI:

Frequently Asked Questions: Insurance Agent Salary in Providence

How much does a Insurance Agent make in Providence, RI? ▼
The median insurance agent salary in Providence, Rhode Island is $63,646 per year, which is 10.0% above the national median of $57,860. Salaries range from $33,000 (10th percentile) to $129,800 (90th percentile).
How much does a Insurance Agent make per hour in Providence? ▼
Based on the median annual salary of $63,646, a insurance agent in Providence earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Providence compare to the Rhode Island state average for insurance agent pay? ▼
Providence's median insurance agent salary of $63,646 is 2.8% above the Rhode Island state average of $61,910. The local cost of living index is 108% of the national average.
What is the cost of living in Providence, RI? ▼
Providence has a cost of living index of 108% compared to the national average. This means a insurance agent salary of $63,646 in Providence has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Providence? ▼
Most insurance agent positions in Providence require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.