Insurance Agent Salary in Rhode Island
The median insurance agent salary in Rhode Island is $61,910 per year, which is 7.0% above the national median of $57,860.
Insurance Agent Salary Overview in Rhode Island (2026)
Rhode Island ranks #13 out of 50 states for insurance agent compensation. Rhode Island falls in the middle of the pack for insurance agent pay, offering salaries near the national average. At $61,910 per year, insurance agents in Rhode Island earn $4,050 more than the national median of $57,860.
Rhode Island's cost of living is near the national average at 105%, meaning insurance agent salaries here translate closely to their face value in purchasing power.
The salary spread in Rhode Island is significant: insurance agents at the 10th percentile earn $32,100, while those at the 90th percentile bring home $126,260 — a $94,160 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Rhode Island for this role is Providence, where the median reaches $63,646.
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). This steady growth indicates stable demand for insurance agents across the country.
Insurance Agent Salary in Rhode Island by Experience
In Rhode Island, an entry-level insurance agent earns around $34,240, while experienced professionals earn up to $117,700 per year. The cost of living index in Rhode Island is 105% of the national average.
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See Investment Options →Salary Percentiles in Rhode Island
| Percentile | RI Salary |
|---|---|
| 10th Percentile | $32,100 |
| 25th Percentile | $42,800 |
| Median (50th) | $61,910 |
| 75th Percentile | $87,740 |
| 90th Percentile | $126,260 |
Insurance Agent Salary by City in Rhode Island
The largest employment areas for insurance agents in Rhode Island include Providence, Warwick, Cranston, and Pawtucket. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Agent in Rhode Island
Education
Most insurance agent positions require a high school diploma. Rhode Island has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Rhode Island
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Rhode Island's demand may vary based on local industry trends.
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Data shows Insurance Agents who negotiate earn 7–15% more. A single negotiation could add $55,790 over your career trajectory.
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