Insurance Underwriter Salary in Delaware
The median insurance underwriter salary in Delaware is $82,532 per year, which is 6.0% above the national median of $77,860.
Insurance Underwriter Salary Overview in Delaware (2026)
Delaware ranks #14 out of 50 states for insurance underwriter compensation. Delaware falls in the middle of the pack for insurance underwriter pay, offering salaries near the national average. At $82,532 per year, insurance underwriters in Delaware earn $4,672 more than the national median of $77,860.
Delaware's cost of living is near the national average at 101%, meaning insurance underwriter salaries here translate closely to their face value in purchasing power.
The salary spread in Delaware is significant: insurance underwriters at the 10th percentile earn $51,516, while those at the 90th percentile bring home $133,984 — a $82,468 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Delaware for this role is Wilmington, where the median reaches $85,646.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Delaware by Experience
In Delaware, an entry-level insurance underwriter earns around $53,000, while experienced professionals earn up to $121,900 per year. The cost of living index in Delaware is 101% of the national average.
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See Investment Options →Salary Percentiles in Delaware
| Percentile | DE Salary |
|---|---|
| 10th Percentile | $51,516 |
| 25th Percentile | $64,872 |
| Median (50th) | $82,532 |
| 75th Percentile | $106,000 |
| 90th Percentile | $133,984 |
Insurance Underwriter Salary by City in Delaware
The largest employment areas for insurance underwriters in Delaware include Wilmington, Dover, Newark, and Middletown. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Delaware
Education
Most insurance underwriter positions require a bachelor's degree. Delaware has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Delaware
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Delaware's demand may vary based on local industry trends.
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Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $39,368 over your career trajectory.
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