Insurance Underwriter Salary in Topeka, KS: $64,624 (2026)

Insurance Underwriter Pay in Topeka: What to Expect (2026)

Topeka offers a median insurance underwriter salary of $64,624, which is $3,114 below the Kansas state average of $67,738. Compared to the national median of $77,860, Topeka pays below the national benchmark for this role.

One of Topeka's biggest advantages is its low cost of living at 83% of the national average. This means the $64,624 salary stretches further here — equivalent to roughly $77,860 in an average-cost city. This makes Topeka an attractive option for insurance underwriters seeking strong real-dollar compensation.

The salary range for insurance underwriters in Topeka spans from $40,338 at the 10th percentile to $104,912 at the 90th percentile — a $64,574 spread. Entry-level professionals start around $41,500, while senior insurance underwriters with 8+ years of experience can earn up to $95,450. With a population of 127,473, Topeka is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Topeka by Experience

In Topeka, an entry-level insurance underwriter earns around $41,500, while experienced professionals earn up to $95,450 per year. The local cost of living index is 83% of the national average.

Entry Level (0-2 yrs)

$41,500

$-8,500 vs national

Mid Level (3-7 yrs)

$64,740

$-13,260 vs national

Senior Level (8+ yrs)

$95,450

$-19,550 vs national

Percentile	Topeka	KS State	National
10th Percentile	$40,338	$42,282	$48,600
25th Percentile	$50,796	$53,244	$61,200
Median (50th)	$64,624	$67,738	$77,860
75th Percentile	$83,000	$87,000	$100,000
90th Percentile	$104,912	$109,968	$126,400

Percentile

Topeka

10th Percentile

$40,338

25th Percentile

$50,796

Median (50th)

$64,624

75th Percentile

$83,000

90th Percentile

$104,912

How to Become a Insurance Underwriter in Topeka

Education

Most insurance underwriter positions require a bachelor's degree. Topeka and the surrounding Kansas area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Topeka may vary based on local industry and population growth.

Frequently Asked Questions: Insurance Underwriter Salary in Topeka

How much does a Insurance Underwriter make in Topeka, KS? ▼

The median insurance underwriter salary in Topeka, Kansas is $64,624 per year, which is 17% below the national median of $77,860. Salaries range from $40,338 (10th percentile) to $104,912 (90th percentile).

How much does a Insurance Underwriter make per hour in Topeka? ▼

Based on the median annual salary of $64,624, a insurance underwriter in Topeka earns approximately $31 per hour assuming a standard 2,080-hour work year.

How does Topeka compare to the Kansas state average for insurance underwriter pay? ▼

Topeka's median insurance underwriter salary of $64,624 is 4.6% below the Kansas state average of $67,738. The local cost of living index is 83% of the national average.

What is the cost of living in Topeka, KS? ▼

Topeka has a cost of living index of 83% compared to the national average. This means a insurance underwriter salary of $64,624 in Topeka has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a insurance underwriter in Topeka? ▼

Most insurance underwriter positions in Topeka require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.

Insurance Underwriter Salary in Topeka, Kansas