Business & Finance Topeka, KS Pop. 127,473

Loan Officer Salary in Topeka, Kansas

The median loan officer salary in Topeka, KS is $54,564 per year, which is 17% below the national median and 4.6% below the Kansas state average.

City Median
$54,564
vs State Avg
$-2,630
vs National
$-11,176
Cost of Living
83%

Loan Officer Pay in Topeka: What to Expect (2026)

Topeka offers a median loan officer salary of $54,564, which is $2,630 below the Kansas state average of $57,194. Compared to the national median of $65,740, Topeka pays below the national benchmark for this role.

One of Topeka's biggest advantages is its low cost of living at 83% of the national average. This means the $54,564 salary stretches further here — equivalent to roughly $65,740 in an average-cost city. This makes Topeka an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Topeka spans from $29,216 at the 10th percentile to $127,654 at the 90th percentile — a $98,438 spread. Entry-level professionals start around $31,540, while senior loan officers with 8+ years of experience can earn up to $107,900. With a population of 127,473, Topeka is a mid-sized metro with a growing job market.

Loan Officer Salary in Topeka by Experience

In Topeka, an entry-level loan officer earns around $31,540, while experienced professionals earn up to $107,900 per year. The local cost of living index is 83% of the national average.

Entry Level (0-2 yrs)
$31,540
$-6,460 vs national
Mid Level (3-7 yrs)
$54,780
$-11,220 vs national
Senior Level (8+ yrs)
$107,900
$-22,100 vs national

Salary Percentiles in Topeka, KS

Percentile Topeka
10th Percentile $29,216
25th Percentile $37,682
Median (50th) $54,564
75th Percentile $83,000
90th Percentile $127,654

Loan Officer Salary in Other Kansas Cities

Overland Park, KS
$63,110
Pop. 197,238
Olathe, KS
$61,796
Pop. 141,290
Kansas City, KS
$57,851
Pop. 156,607
Wichita, KS
$55,879
Pop. 397,532

How to Become a Loan Officer in Topeka

Education

Most loan officer positions require a bachelor's degree. Topeka and the surrounding Kansas area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Topeka may vary based on local industry and population growth.

Find Loan Officer Jobs in Topeka

Browse open loan officer positions in Topeka, KS:

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Frequently Asked Questions: Loan Officer Salary in Topeka

How much does a Loan Officer make in Topeka, KS? ▼
The median loan officer salary in Topeka, Kansas is $54,564 per year, which is 17% below the national median of $65,740. Salaries range from $29,216 (10th percentile) to $127,654 (90th percentile).
How much does a Loan Officer make per hour in Topeka? ▼
Based on the median annual salary of $54,564, a loan officer in Topeka earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Topeka compare to the Kansas state average for loan officer pay? ▼
Topeka's median loan officer salary of $54,564 is 4.6% below the Kansas state average of $57,194. The local cost of living index is 83% of the national average.
What is the cost of living in Topeka, KS? ▼
Topeka has a cost of living index of 83% compared to the national average. This means a loan officer salary of $54,564 in Topeka has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Topeka? ▼
Most loan officer positions in Topeka require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.