Business & Finance Bowling Green, KY Pop. 74,735

Loan Officer Salary in Bowling Green, Kentucky

The median loan officer salary in Bowling Green, KY is $55,222 per year, which is 16% below the national median and 3.4% below the Kentucky state average.

City Median
$55,222
vs State Avg
$-1,972
vs National
$-10,518
Cost of Living
84%

Loan Officer Pay in Bowling Green: What to Expect (2026)

Bowling Green offers a median loan officer salary of $55,222, which is $1,972 below the Kentucky state average of $57,194. Compared to the national median of $65,740, Bowling Green pays below the national benchmark for this role.

One of Bowling Green's biggest advantages is its low cost of living at 84% of the national average. This means the $55,222 salary stretches further here — equivalent to roughly $65,740 in an average-cost city. This makes Bowling Green an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Bowling Green spans from $29,568 at the 10th percentile to $129,192 at the 90th percentile — a $99,624 spread. Entry-level professionals start around $31,920, while senior loan officers with 8+ years of experience can earn up to $109,200. Bowling Green is a smaller market (pop. 74,735), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Bowling Green by Experience

In Bowling Green, an entry-level loan officer earns around $31,920, while experienced professionals earn up to $109,200 per year. The local cost of living index is 84% of the national average.

Entry Level (0-2 yrs)
$31,920
$-6,080 vs national
Mid Level (3-7 yrs)
$55,440
$-10,560 vs national
Senior Level (8+ yrs)
$109,200
$-20,800 vs national

Salary Percentiles in Bowling Green, KY

Percentile Bowling Green
10th Percentile $29,568
25th Percentile $38,136
Median (50th) $55,222
75th Percentile $84,000
90th Percentile $129,192

Loan Officer Salary in Other Kentucky Cities

How to Become a Loan Officer in Bowling Green

Education

Most loan officer positions require a bachelor's degree. Bowling Green and the surrounding Kentucky area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Bowling Green may vary based on local industry and population growth.

Find Loan Officer Jobs in Bowling Green

Browse open loan officer positions in Bowling Green, KY:

Frequently Asked Questions: Loan Officer Salary in Bowling Green

How much does a Loan Officer make in Bowling Green, KY? ▼
The median loan officer salary in Bowling Green, Kentucky is $55,222 per year, which is 16% below the national median of $65,740. Salaries range from $29,568 (10th percentile) to $129,192 (90th percentile).
How much does a Loan Officer make per hour in Bowling Green? ▼
Based on the median annual salary of $55,222, a loan officer in Bowling Green earns approximately $27 per hour assuming a standard 2,080-hour work year.
How does Bowling Green compare to the Kentucky state average for loan officer pay? ▼
Bowling Green's median loan officer salary of $55,222 is 3.4% below the Kentucky state average of $57,194. The local cost of living index is 84% of the national average.
What is the cost of living in Bowling Green, KY? ▼
Bowling Green has a cost of living index of 84% compared to the national average. This means a loan officer salary of $55,222 in Bowling Green has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Bowling Green? ▼
Most loan officer positions in Bowling Green require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.