Insurance Underwriter Salary in Idaho
The median insurance underwriter salary in Idaho is $73,188 per year, which is 6% below the national median of $77,860.
Insurance Underwriter Salary Overview in Idaho (2026)
Idaho ranks #28 out of 50 states for insurance underwriter compensation. Insurance Underwriter salaries in Idaho are below the national median, though the lower cost of living can offset the difference. At $73,188 per year, insurance underwriters in Idaho earn $4,672 less than the national median of $77,860.
A key advantage of working in Idaho is its below-average cost of living (94% of the national index). This means the $73,188 salary has the purchasing power of roughly $77,860 in an average-cost area.
The salary spread in Idaho is significant: insurance underwriters at the 10th percentile earn $45,684, while those at the 90th percentile bring home $118,816 — a $73,132 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Idaho for this role is Boise, where the median reaches $77,860.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Idaho by Experience
In Idaho, an entry-level insurance underwriter earns around $47,000, while experienced professionals earn up to $108,100 per year. The cost of living index in Idaho is 94% of the national average.
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See Investment Options →Salary Percentiles in Idaho
| Percentile | ID Salary |
|---|---|
| 10th Percentile | $45,684 |
| 25th Percentile | $57,528 |
| Median (50th) | $73,188 |
| 75th Percentile | $94,000 |
| 90th Percentile | $118,816 |
Insurance Underwriter Salary by City in Idaho
The largest employment areas for insurance underwriters in Idaho include Boise, Meridian, Nampa, and Idaho Falls. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Idaho
Education
Most insurance underwriter positions require a bachelor's degree. Idaho has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Idaho
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Idaho's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $34,912 over your career trajectory.
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