Business & Finance Kailua, HI Pop. 38,635

Loan Officer Salary in Kailua, Hawaii

The median loan officer salary in Kailua, HI is $111,758 per year, which is 70.0% above the national median and 0.0% above the Hawaii state average.

City Median
$111,758
vs State Avg
+$0
vs National
+$46,018
Cost of Living
170%

Loan Officer Pay in Kailua: What to Expect (2026)

Kailua offers a median loan officer salary of $111,758, which is $0 above the Hawaii state average of $111,758. Compared to the national median of $65,740, Kailua pays above average for this role.

However, Kailua's cost of living index is 170%, significantly above the national average. After adjusting for local costs, the $111,758 salary has an effective purchasing power of approximately $65,740. Housing, transportation, and food costs in Kailua should be factored into any relocation or job-change decision.

The salary range for loan officers in Kailua spans from $59,840 at the 10th percentile to $261,460 at the 90th percentile — a $201,620 spread. Entry-level professionals start around $64,600, while senior loan officers with 8+ years of experience can earn up to $221,000. Kailua is a smaller market (pop. 38,635), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Kailua by Experience

In Kailua, an entry-level loan officer earns around $64,600, while experienced professionals earn up to $221,000 per year. The local cost of living index is 170% of the national average.

Entry Level (0-2 yrs)
$64,600
+$26,600 vs national
Mid Level (3-7 yrs)
$112,200
+$46,200 vs national
Senior Level (8+ yrs)
$221,000
+$91,000 vs national

Salary Percentiles in Kailua, HI

Percentile Kailua
10th Percentile $59,840
25th Percentile $77,180
Median (50th) $111,758
75th Percentile $170,000
90th Percentile $261,460

Loan Officer Salary in Other Hawaii Cities

Honolulu, HI
$115,045
Pop. 350,964
Pearl City, HI
$110,443
Pop. 47,698
Waipahu, HI
$106,499
Pop. 38,216
Hilo, HI
$99,925
Pop. 45,703

How to Become a Loan Officer in Kailua

Education

Most loan officer positions require a bachelor's degree. Kailua and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Kailua may vary based on local industry and population growth.

Find Loan Officer Jobs in Kailua

Browse open loan officer positions in Kailua, HI:

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Frequently Asked Questions: Loan Officer Salary in Kailua

How much does a Loan Officer make in Kailua, HI? ▼
The median loan officer salary in Kailua, Hawaii is $111,758 per year, which is 70.0% above the national median of $65,740. Salaries range from $59,840 (10th percentile) to $261,460 (90th percentile).
How much does a Loan Officer make per hour in Kailua? ▼
Based on the median annual salary of $111,758, a loan officer in Kailua earns approximately $54 per hour assuming a standard 2,080-hour work year.
How does Kailua compare to the Hawaii state average for loan officer pay? ▼
Kailua's median loan officer salary of $111,758 is 0.0% above the Hawaii state average of $111,758. The local cost of living index is 170% of the national average.
What is the cost of living in Kailua, HI? ▼
Kailua has a cost of living index of 170% compared to the national average. This means a loan officer salary of $111,758 in Kailua has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Kailua? ▼
Most loan officer positions in Kailua require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.