Insurance Underwriter Salary in Kailua, Hawaii
The median insurance underwriter salary in Kailua, HI is $132,362 per year, which is 70.0% above the national median and 0.0% above the Hawaii state average.
Insurance Underwriter Pay in Kailua: What to Expect (2026)
Kailua offers a median insurance underwriter salary of $132,362, which is $0 above the Hawaii state average of $132,362. Compared to the national median of $77,860, Kailua pays above average for this role.
However, Kailua's cost of living index is 170%, significantly above the national average. After adjusting for local costs, the $132,362 salary has an effective purchasing power of approximately $77,860. Housing, transportation, and food costs in Kailua should be factored into any relocation or job-change decision.
The salary range for insurance underwriters in Kailua spans from $82,620 at the 10th percentile to $214,880 at the 90th percentile — a $132,260 spread. Entry-level professionals start around $85,000, while senior insurance underwriters with 8+ years of experience can earn up to $195,500. Kailua is a smaller market (pop. 38,635), which may mean fewer openings but also less competition for available positions.
Insurance Underwriter Salary in Kailua by Experience
In Kailua, an entry-level insurance underwriter earns around $85,000, while experienced professionals earn up to $195,500 per year. The local cost of living index is 170% of the national average.
Salary Percentiles in Kailua, HI
| Percentile | Kailua |
|---|---|
| 10th Percentile | $82,620 |
| 25th Percentile | $104,040 |
| Median (50th) | $132,362 |
| 75th Percentile | $170,000 |
| 90th Percentile | $214,880 |
Insurance Underwriter Salary in Other Hawaii Cities
How to Become a Insurance Underwriter in Kailua
Education
Most insurance underwriter positions require a bachelor's degree. Kailua and the surrounding Hawaii area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Kailua may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Kailua
Browse open insurance underwriter positions in Kailua, HI: