Loan Officer Salary in Idaho
The median loan officer salary in Idaho is $61,796 per year, which is 6% below the national median of $65,740.
Loan Officer Salary Overview in Idaho (2026)
Idaho ranks #28 out of 50 states for loan officer compensation. Loan Officer salaries in Idaho are below the national median, though the lower cost of living can offset the difference. At $61,796 per year, loan officers in Idaho earn $3,944 less than the national median of $65,740.
A key advantage of working in Idaho is its below-average cost of living (94% of the national index). This means the $61,796 salary has the purchasing power of roughly $65,740 in an average-cost area.
The salary spread in Idaho is significant: loan officers at the 10th percentile earn $33,088, while those at the 90th percentile bring home $144,572 — a $111,484 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Idaho for this role is Boise, where the median reaches $65,740.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Idaho by Experience
In Idaho, an entry-level loan officer earns around $35,720, while experienced professionals earn up to $122,200 per year. The cost of living index in Idaho is 94% of the national average.
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See Investment Options →Salary Percentiles in Idaho
| Percentile | ID Salary |
|---|---|
| 10th Percentile | $33,088 |
| 25th Percentile | $42,676 |
| Median (50th) | $61,796 |
| 75th Percentile | $94,000 |
| 90th Percentile | $144,572 |
Loan Officer Salary by City in Idaho
The largest employment areas for loan officers in Idaho include Boise, Meridian, Nampa, and Idaho Falls. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Idaho
Education
Most loan officer positions require a bachelor's degree. Idaho has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Idaho
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Idaho's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $60,404 over your career trajectory.
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