Loan Officer Salary in Kansas
The median loan officer salary in Kansas is $57,194 per year, which is 13% below the national median of $65,740.
Loan Officer Salary Overview in Kansas (2026)
Kansas ranks #45 out of 50 states for loan officer compensation. Loan Officer salaries in Kansas are below the national median, though the lower cost of living can offset the difference. At $57,194 per year, loan officers in Kansas earn $8,546 less than the national median of $65,740.
A key advantage of working in Kansas is its below-average cost of living (87% of the national index). This means the $57,194 salary has the purchasing power of roughly $65,740 in an average-cost area.
The salary spread in Kansas is significant: loan officers at the 10th percentile earn $30,624, while those at the 90th percentile bring home $133,806 — a $103,182 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Kansas for this role is Overland Park, where the median reaches $63,110.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Kansas by Experience
In Kansas, an entry-level loan officer earns around $33,060, while experienced professionals earn up to $113,100 per year. The cost of living index in Kansas is 87% of the national average.
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Check Your Rate — No Credit Impact →Salary Percentiles in Kansas
| Percentile | KS Salary |
|---|---|
| 10th Percentile | $30,624 |
| 25th Percentile | $39,498 |
| Median (50th) | $57,194 |
| 75th Percentile | $87,000 |
| 90th Percentile | $133,806 |
Loan Officer Salary by City in Kansas
The largest employment areas for loan officers in Kansas include Wichita, Overland Park, Kansas City, and Topeka. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Kansas
Education
Most loan officer positions require a bachelor's degree. Kansas has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Kansas
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Kansas's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $55,906 over your career trajectory.
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