Loan Officer Salary in Durham, North Carolina
The median loan officer salary in Durham, NC is $64,425 per year, which is 2% below the national median and 3.2% above the North Carolina state average.
Loan Officer Pay in Durham: What to Expect (2026)
Durham offers a median loan officer salary of $64,425, which is $1,972 above the North Carolina state average of $62,453. Compared to the national median of $65,740, Durham pays below the national benchmark for this role.
Durham's cost of living is 95% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for loan officers in Durham spans from $34,496 at the 10th percentile to $150,724 at the 90th percentile — a $116,228 spread. Entry-level professionals start around $37,240, while senior loan officers with 8+ years of experience can earn up to $127,400. With a population of 283,506, Durham is a mid-sized metro with a growing job market.
Loan Officer Salary in Durham by Experience
In Durham, an entry-level loan officer earns around $37,240, while experienced professionals earn up to $127,400 per year. The local cost of living index is 95% of the national average.
Salary Percentiles in Durham, NC
| Percentile | Durham |
|---|---|
| 10th Percentile | $34,496 |
| 25th Percentile | $44,492 |
| Median (50th) | $64,425 |
| 75th Percentile | $98,000 |
| 90th Percentile | $150,724 |
Loan Officer Salary in Other North Carolina Cities
How to Become a Loan Officer in Durham
Education
Most loan officer positions require a bachelor's degree. Durham and the surrounding North Carolina area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Durham may vary based on local industry and population growth.
Find Loan Officer Jobs in Durham
Browse open loan officer positions in Durham, NC: