Business & Finance Hilo, HI Pop. 45,703

Claims Adjuster Salary in Hilo, Hawaii

The median claims adjuster salary in Hilo, HI is $109,501 per year, which is 52.0% above the national median and 10.6% below the Hawaii state average.

City Median
$109,501
vs State Avg
$-12,967
vs National
+$37,461
Cost of Living
152%

Claims Adjuster Pay in Hilo: What to Expect (2026)

Hilo offers a median claims adjuster salary of $109,501, which is $12,967 below the Hawaii state average of $122,468. Compared to the national median of $72,040, Hilo pays above average for this role.

However, Hilo's cost of living index is 152%, significantly above the national average. After adjusting for local costs, the $109,501 salary has an effective purchasing power of approximately $72,040. Housing, transportation, and food costs in Hilo should be factored into any relocation or job-change decision.

The salary range for claims adjusters in Hilo spans from $63,840 at the 10th percentile to $174,800 at the 90th percentile — a $110,960 spread. Entry-level professionals start around $66,880, while senior claims adjusters with 8+ years of experience can earn up to $167,200. Hilo is a smaller market (pop. 45,703), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Hilo by Experience

In Hilo, an entry-level claims adjuster earns around $66,880, while experienced professionals earn up to $167,200 per year. The local cost of living index is 152% of the national average.

Entry Level (0-2 yrs)
$66,880
+$22,880 vs national
Mid Level (3-7 yrs)
$112,480
+$38,480 vs national
Senior Level (8+ yrs)
$167,200
+$57,200 vs national

Salary Percentiles in Hilo, HI

Percentile Hilo
10th Percentile $63,840
25th Percentile $82,080
Median (50th) $109,501
75th Percentile $139,840
90th Percentile $174,800

Claims Adjuster Salary in Other Hawaii Cities

How to Become a Claims Adjuster in Hilo

Education

Most claims adjuster positions require a bachelor's degree. Hilo and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Hilo may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Hilo

Browse open claims adjuster positions in Hilo, HI:

Frequently Asked Questions: Claims Adjuster Salary in Hilo

How much does a Claims Adjuster make in Hilo, HI? ▼
The median claims adjuster salary in Hilo, Hawaii is $109,501 per year, which is 52.0% above the national median of $72,040. Salaries range from $63,840 (10th percentile) to $174,800 (90th percentile).
How much does a Claims Adjuster make per hour in Hilo? ▼
Based on the median annual salary of $109,501, a claims adjuster in Hilo earns approximately $53 per hour assuming a standard 2,080-hour work year.
How does Hilo compare to the Hawaii state average for claims adjuster pay? ▼
Hilo's median claims adjuster salary of $109,501 is 10.6% below the Hawaii state average of $122,468. The local cost of living index is 152% of the national average.
What is the cost of living in Hilo, HI? ▼
Hilo has a cost of living index of 152% compared to the national average. This means a claims adjuster salary of $109,501 in Hilo has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Hilo? ▼
Most claims adjuster positions in Hilo require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.