Business & Finance Pearl City, HI Pop. 47,698

Claims Adjuster Salary in Pearl City, Hawaii

The median claims adjuster salary in Pearl City, HI is $121,027 per year, which is 68.0% above the national median and 1.2% below the Hawaii state average.

City Median
$121,027
vs State Avg
$-1,441
vs National
+$48,987
Cost of Living
168%

Claims Adjuster Pay in Pearl City: What to Expect (2026)

Pearl City offers a median claims adjuster salary of $121,027, which is $1,441 below the Hawaii state average of $122,468. Compared to the national median of $72,040, Pearl City pays above average for this role.

However, Pearl City's cost of living index is 168%, significantly above the national average. After adjusting for local costs, the $121,027 salary has an effective purchasing power of approximately $72,040. Housing, transportation, and food costs in Pearl City should be factored into any relocation or job-change decision.

The salary range for claims adjusters in Pearl City spans from $70,560 at the 10th percentile to $193,200 at the 90th percentile — a $122,640 spread. Entry-level professionals start around $73,920, while senior claims adjusters with 8+ years of experience can earn up to $184,800. Pearl City is a smaller market (pop. 47,698), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Pearl City by Experience

In Pearl City, an entry-level claims adjuster earns around $73,920, while experienced professionals earn up to $184,800 per year. The local cost of living index is 168% of the national average.

Entry Level (0-2 yrs)
$73,920
+$29,920 vs national
Mid Level (3-7 yrs)
$124,320
+$50,320 vs national
Senior Level (8+ yrs)
$184,800
+$74,800 vs national

Salary Percentiles in Pearl City, HI

Percentile Pearl City
10th Percentile $70,560
25th Percentile $90,720
Median (50th) $121,027
75th Percentile $154,560
90th Percentile $193,200

Claims Adjuster Salary in Other Hawaii Cities

How to Become a Claims Adjuster in Pearl City

Education

Most claims adjuster positions require a bachelor's degree. Pearl City and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Pearl City may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Pearl City

Browse open claims adjuster positions in Pearl City, HI:

Frequently Asked Questions: Claims Adjuster Salary in Pearl City

How much does a Claims Adjuster make in Pearl City, HI? ▼
The median claims adjuster salary in Pearl City, Hawaii is $121,027 per year, which is 68.0% above the national median of $72,040. Salaries range from $70,560 (10th percentile) to $193,200 (90th percentile).
How much does a Claims Adjuster make per hour in Pearl City? ▼
Based on the median annual salary of $121,027, a claims adjuster in Pearl City earns approximately $58 per hour assuming a standard 2,080-hour work year.
How does Pearl City compare to the Hawaii state average for claims adjuster pay? ▼
Pearl City's median claims adjuster salary of $121,027 is 1.2% below the Hawaii state average of $122,468. The local cost of living index is 168% of the national average.
What is the cost of living in Pearl City, HI? ▼
Pearl City has a cost of living index of 168% compared to the national average. This means a claims adjuster salary of $121,027 in Pearl City has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Pearl City? ▼
Most claims adjuster positions in Pearl City require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.