Business & Finance Waipahu, HI Pop. 38,216

Claims Adjuster Salary in Waipahu, Hawaii

The median claims adjuster salary in Waipahu, HI is $116,705 per year, which is 62.0% above the national median and 4.7% below the Hawaii state average.

City Median
$116,705
vs State Avg
$-5,763
vs National
+$44,665
Cost of Living
162%

Claims Adjuster Pay in Waipahu: What to Expect (2026)

Waipahu offers a median claims adjuster salary of $116,705, which is $5,763 below the Hawaii state average of $122,468. Compared to the national median of $72,040, Waipahu pays above average for this role.

However, Waipahu's cost of living index is 162%, significantly above the national average. After adjusting for local costs, the $116,705 salary has an effective purchasing power of approximately $72,040. Housing, transportation, and food costs in Waipahu should be factored into any relocation or job-change decision.

The salary range for claims adjusters in Waipahu spans from $68,040 at the 10th percentile to $186,300 at the 90th percentile — a $118,260 spread. Entry-level professionals start around $71,280, while senior claims adjusters with 8+ years of experience can earn up to $178,200. Waipahu is a smaller market (pop. 38,216), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Waipahu by Experience

In Waipahu, an entry-level claims adjuster earns around $71,280, while experienced professionals earn up to $178,200 per year. The local cost of living index is 162% of the national average.

Entry Level (0-2 yrs)
$71,280
+$27,280 vs national
Mid Level (3-7 yrs)
$119,880
+$45,880 vs national
Senior Level (8+ yrs)
$178,200
+$68,200 vs national

Salary Percentiles in Waipahu, HI

Percentile Waipahu
10th Percentile $68,040
25th Percentile $87,480
Median (50th) $116,705
75th Percentile $149,040
90th Percentile $186,300

Claims Adjuster Salary in Other Hawaii Cities

How to Become a Claims Adjuster in Waipahu

Education

Most claims adjuster positions require a bachelor's degree. Waipahu and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Waipahu may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Waipahu

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Frequently Asked Questions: Claims Adjuster Salary in Waipahu

How much does a Claims Adjuster make in Waipahu, HI? ▼
The median claims adjuster salary in Waipahu, Hawaii is $116,705 per year, which is 62.0% above the national median of $72,040. Salaries range from $68,040 (10th percentile) to $186,300 (90th percentile).
How much does a Claims Adjuster make per hour in Waipahu? ▼
Based on the median annual salary of $116,705, a claims adjuster in Waipahu earns approximately $56 per hour assuming a standard 2,080-hour work year.
How does Waipahu compare to the Hawaii state average for claims adjuster pay? ▼
Waipahu's median claims adjuster salary of $116,705 is 4.7% below the Hawaii state average of $122,468. The local cost of living index is 162% of the national average.
What is the cost of living in Waipahu, HI? ▼
Waipahu has a cost of living index of 162% compared to the national average. This means a claims adjuster salary of $116,705 in Waipahu has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Waipahu? ▼
Most claims adjuster positions in Waipahu require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.