Business & Finance Massachusetts (MA) Rank #2 of 50

Claims Adjuster Salary in Massachusetts

The median claims adjuster salary in Massachusetts is $102,297 per year, which is 42.0% above the national median of $72,040.

Median Salary
$102,297
vs National
+$30,257
State Rank
#2 of 50
Cost of Living
135%

Claims Adjuster Salary Overview in Massachusetts (2026)

Massachusetts ranks #2 out of 50 states for claims adjuster compensation. This places Massachusetts in the top tier nationally, making it one of the best states for claims adjusters seeking high pay. At $102,297 per year, claims adjusters in Massachusetts earn $30,257 more than the national median of $72,040.

It's worth noting that Massachusetts's cost of living is 135% of the national average, which reduces the real purchasing power of the $102,297 salary. After adjusting for cost of living, the effective salary is closer to $75,776.

The salary spread in Massachusetts is significant: claims adjusters at the 10th percentile earn $59,640, while those at the 90th percentile bring home $163,300 — a $103,660 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Massachusetts for this role is Cambridge, where the median reaches $120,307.

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Despite slower growth nationally, experienced claims adjusters with in-demand specializations continue to command strong salaries.

Claims Adjuster Salary in Massachusetts by Experience

In Massachusetts, an entry-level claims adjuster earns around $62,480, while experienced professionals earn up to $156,200 per year. The cost of living index in Massachusetts is 135% of the national average.

Entry Level (0-2 yrs)
$62,480
+$18,480 vs national
Mid Level (3-7 yrs)
$105,080
+$31,080 vs national
Senior Level (8+ yrs)
$156,200
+$46,200 vs national

You May Qualify for Premium Rewards

Professionals earning $102,297+ often qualify for premium rewards cards with $500+ signup bonuses and 2–5% cashback on every purchase.

View Offers You Qualify For →

Salary Percentiles in Massachusetts

Percentile MA Salary
10th Percentile $59,640
25th Percentile $76,680
Median (50th) $102,297
75th Percentile $130,640
90th Percentile $163,300

Claims Adjuster Salary by City in Massachusetts

The largest employment areas for claims adjusters in Massachusetts include Boston, Worcester, Springfield, and Cambridge. Salaries vary by city based on local cost of living and demand.

How to Become a Claims Adjuster in Massachusetts

Education

Most claims adjuster positions require a bachelor's degree. Massachusetts has several accredited institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook in Massachusetts

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Massachusetts's demand may vary based on local industry trends.

Negotiate Your Way to Senior Pay

Data shows Claims Adjusters who negotiate earn 7–15% more. A single negotiation could add $53,903 over your career trajectory.

Get Negotiation Scripts — $197 →

Open to Claims Adjuster Roles in Massachusetts?

Get matched with recruiters hiring claims adjusters in Massachusetts at competitive salaries.

Or browse positions directly:

Frequently Asked Questions: Claims Adjuster Salary in Massachusetts

How much does a Claims Adjuster make in Massachusetts? ▼
The median claims adjuster salary in Massachusetts is $102,297 per year, which is 42.0% above the national median of $72,040. Salaries range from $59,640 (10th percentile) to $163,300 (90th percentile).
How much does a Claims Adjuster make per hour in Massachusetts? ▼
Based on the median annual salary of $102,297, a claims adjuster in Massachusetts earns approximately $49 per hour assuming a standard 2,080-hour work year.
Is Massachusetts a good state for claims adjusters? ▼
Massachusetts ranks #2 out of 50 states for claims adjuster pay. The cost of living index is 135% of the national average. Entry-level claims adjusters earn $62,480, while senior professionals earn $156,200.
How does Massachusetts compare to other states for claims adjuster salary? ▼
The highest paying state for claims adjusters is Hawaii at $122,468. Massachusetts's median of $102,297 ranks #2 nationally. Nearby-ranked states include Hawaii ($122,468) and California ($99,415).
What is the entry-level claims adjuster salary in Massachusetts? ▼
An entry-level claims adjuster in Massachusetts earns approximately $62,480 per year. With 3-7 years of experience, pay increases to around $105,080. Senior-level professionals with 8+ years earn up to $156,200.
What city in Massachusetts pays claims adjusters the most? ▼
Cambridge is the highest paying city in Massachusetts for claims adjusters, with a median salary of $120,307. Other cities include Boston and Worcester.