Business & Finance Lowell, MA Pop. 115,554

Claims Adjuster Salary in Lowell, Massachusetts

The median claims adjuster salary in Lowell, MA is $80,685 per year, which is 12.0% above the national median and 21.1% below the Massachusetts state average.

City Median
$80,685
vs State Avg
$-21,612
vs National
+$8,645
Cost of Living
105%

Claims Adjuster Pay in Lowell: What to Expect (2026)

Lowell offers a median claims adjuster salary of $80,685, which is $21,612 below the Massachusetts state average of $102,297. Compared to the national median of $72,040, Lowell pays above average for this role.

Lowell's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for claims adjusters in Lowell spans from $47,040 at the 10th percentile to $128,800 at the 90th percentile — a $81,760 spread. Entry-level professionals start around $49,280, while senior claims adjusters with 8+ years of experience can earn up to $123,200. With a population of 115,554, Lowell is a mid-sized metro with a growing job market.

Claims Adjuster Salary in Lowell by Experience

In Lowell, an entry-level claims adjuster earns around $49,280, while experienced professionals earn up to $123,200 per year. The local cost of living index is 105% of the national average.

Entry Level (0-2 yrs)
$49,280
+$5,280 vs national
Mid Level (3-7 yrs)
$82,880
+$8,880 vs national
Senior Level (8+ yrs)
$123,200
+$13,200 vs national

Salary Percentiles in Lowell, MA

Percentile Lowell
10th Percentile $47,040
25th Percentile $60,480
Median (50th) $80,685
75th Percentile $103,040
90th Percentile $128,800

Claims Adjuster Salary in Other Massachusetts Cities

How to Become a Claims Adjuster in Lowell

Education

Most claims adjuster positions require a bachelor's degree. Lowell and the surrounding Massachusetts area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Lowell may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Lowell

Browse open claims adjuster positions in Lowell, MA:

Frequently Asked Questions: Claims Adjuster Salary in Lowell

How much does a Claims Adjuster make in Lowell, MA? ▼
The median claims adjuster salary in Lowell, Massachusetts is $80,685 per year, which is 12.0% above the national median of $72,040. Salaries range from $47,040 (10th percentile) to $128,800 (90th percentile).
How much does a Claims Adjuster make per hour in Lowell? ▼
Based on the median annual salary of $80,685, a claims adjuster in Lowell earns approximately $39 per hour assuming a standard 2,080-hour work year.
How does Lowell compare to the Massachusetts state average for claims adjuster pay? ▼
Lowell's median claims adjuster salary of $80,685 is 21.1% below the Massachusetts state average of $102,297. The local cost of living index is 105% of the national average.
What is the cost of living in Lowell, MA? ▼
Lowell has a cost of living index of 105% compared to the national average. This means a claims adjuster salary of $80,685 in Lowell has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Lowell? ▼
Most claims adjuster positions in Lowell require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.