Business & Finance Cambridge, MA Pop. 118,403

Claims Adjuster Salary in Cambridge, Massachusetts

The median claims adjuster salary in Cambridge, MA is $120,307 per year, which is 67.0% above the national median and 17.6% above the Massachusetts state average.

City Median
$120,307
vs State Avg
+$18,010
vs National
+$48,267
Cost of Living
160%

Claims Adjuster Pay in Cambridge: What to Expect (2026)

Cambridge offers a median claims adjuster salary of $120,307, which is $18,010 above the Massachusetts state average of $102,297. Compared to the national median of $72,040, Cambridge pays above average for this role.

However, Cambridge's cost of living index is 160%, significantly above the national average. After adjusting for local costs, the $120,307 salary has an effective purchasing power of approximately $75,192. Housing, transportation, and food costs in Cambridge should be factored into any relocation or job-change decision.

The salary range for claims adjusters in Cambridge spans from $70,140 at the 10th percentile to $192,050 at the 90th percentile — a $121,910 spread. Entry-level professionals start around $73,480, while senior claims adjusters with 8+ years of experience can earn up to $183,700. With a population of 118,403, Cambridge is a mid-sized metro with a growing job market.

Claims Adjuster Salary in Cambridge by Experience

In Cambridge, an entry-level claims adjuster earns around $73,480, while experienced professionals earn up to $183,700 per year. The local cost of living index is 160% of the national average.

Entry Level (0-2 yrs)
$73,480
+$29,480 vs national
Mid Level (3-7 yrs)
$123,580
+$49,580 vs national
Senior Level (8+ yrs)
$183,700
+$73,700 vs national

Salary Percentiles in Cambridge, MA

Percentile Cambridge
10th Percentile $70,140
25th Percentile $90,180
Median (50th) $120,307
75th Percentile $153,640
90th Percentile $192,050

Claims Adjuster Salary in Other Massachusetts Cities

How to Become a Claims Adjuster in Cambridge

Education

Most claims adjuster positions require a bachelor's degree. Cambridge and the surrounding Massachusetts area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Cambridge may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Cambridge

Browse open claims adjuster positions in Cambridge, MA:

Frequently Asked Questions: Claims Adjuster Salary in Cambridge

How much does a Claims Adjuster make in Cambridge, MA? ▼
The median claims adjuster salary in Cambridge, Massachusetts is $120,307 per year, which is 67.0% above the national median of $72,040. Salaries range from $70,140 (10th percentile) to $192,050 (90th percentile).
How much does a Claims Adjuster make per hour in Cambridge? ▼
Based on the median annual salary of $120,307, a claims adjuster in Cambridge earns approximately $58 per hour assuming a standard 2,080-hour work year.
How does Cambridge compare to the Massachusetts state average for claims adjuster pay? ▼
Cambridge's median claims adjuster salary of $120,307 is 17.6% above the Massachusetts state average of $102,297. The local cost of living index is 160% of the national average.
What is the cost of living in Cambridge, MA? ▼
Cambridge has a cost of living index of 160% compared to the national average. This means a claims adjuster salary of $120,307 in Cambridge has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Cambridge? ▼
Most claims adjuster positions in Cambridge require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.