Claims Adjuster Salary in Tennessee
The median claims adjuster salary in Tennessee is $64,116 per year, which is 11% below the national median of $72,040.
Claims Adjuster Salary Overview in Tennessee (2026)
Tennessee ranks #41 out of 50 states for claims adjuster compensation. Claims Adjuster salaries in Tennessee are below the national median, though the lower cost of living can offset the difference. At $64,116 per year, claims adjusters in Tennessee earn $7,924 less than the national median of $72,040.
A key advantage of working in Tennessee is its below-average cost of living (89% of the national index). This means the $64,116 salary has the purchasing power of roughly $72,040 in an average-cost area.
The salary spread in Tennessee is significant: claims adjusters at the 10th percentile earn $37,380, while those at the 90th percentile bring home $102,350 — a $64,970 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Tennessee for this role is Nashville, where the median reaches $72,040.
Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Despite slower growth nationally, experienced claims adjusters with in-demand specializations continue to command strong salaries.
Claims Adjuster Salary in Tennessee by Experience
In Tennessee, an entry-level claims adjuster earns around $39,160, while experienced professionals earn up to $97,900 per year. The cost of living index in Tennessee is 89% of the national average.
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See Investment Options →Salary Percentiles in Tennessee
| Percentile | TN Salary |
|---|---|
| 10th Percentile | $37,380 |
| 25th Percentile | $48,060 |
| Median (50th) | $64,116 |
| 75th Percentile | $81,880 |
| 90th Percentile | $102,350 |
Claims Adjuster Salary by City in Tennessee
The largest employment areas for claims adjusters in Tennessee include Nashville, Memphis, Knoxville, and Chattanooga. Salaries vary by city based on local cost of living and demand.
How to Become a Claims Adjuster in Tennessee
Education
Most claims adjuster positions require a bachelor's degree. Tennessee has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Tennessee
Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Tennessee's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Claims Adjusters who negotiate earn 7–15% more. A single negotiation could add $33,784 over your career trajectory.
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