Business & Finance Chattanooga, TN Pop. 181,099

Claims Adjuster Salary in Chattanooga, Tennessee

The median claims adjuster salary in Chattanooga, TN is $63,395 per year, which is 12% below the national median and 1.1% below the Tennessee state average.

City Median
$63,395
vs State Avg
$-721
vs National
$-8,645
Cost of Living
88%

Claims Adjuster Pay in Chattanooga: What to Expect (2026)

Chattanooga offers a median claims adjuster salary of $63,395, which is $721 below the Tennessee state average of $64,116. Compared to the national median of $72,040, Chattanooga pays below the national benchmark for this role.

One of Chattanooga's biggest advantages is its low cost of living at 88% of the national average. This means the $63,395 salary stretches further here — equivalent to roughly $72,040 in an average-cost city. This makes Chattanooga an attractive option for claims adjusters seeking strong real-dollar compensation.

The salary range for claims adjusters in Chattanooga spans from $36,960 at the 10th percentile to $101,200 at the 90th percentile — a $64,240 spread. Entry-level professionals start around $38,720, while senior claims adjusters with 8+ years of experience can earn up to $96,800. With a population of 181,099, Chattanooga is a mid-sized metro with a growing job market.

Claims Adjuster Salary in Chattanooga by Experience

In Chattanooga, an entry-level claims adjuster earns around $38,720, while experienced professionals earn up to $96,800 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)
$38,720
$-5,280 vs national
Mid Level (3-7 yrs)
$65,120
$-8,880 vs national
Senior Level (8+ yrs)
$96,800
$-13,200 vs national

Salary Percentiles in Chattanooga, TN

Percentile Chattanooga
10th Percentile $36,960
25th Percentile $47,520
Median (50th) $63,395
75th Percentile $80,960
90th Percentile $101,200

Claims Adjuster Salary in Other Tennessee Cities

How to Become a Claims Adjuster in Chattanooga

Education

Most claims adjuster positions require a bachelor's degree. Chattanooga and the surrounding Tennessee area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Chattanooga may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Chattanooga

Browse open claims adjuster positions in Chattanooga, TN:

Frequently Asked Questions: Claims Adjuster Salary in Chattanooga

How much does a Claims Adjuster make in Chattanooga, TN? ▼
The median claims adjuster salary in Chattanooga, Tennessee is $63,395 per year, which is 12% below the national median of $72,040. Salaries range from $36,960 (10th percentile) to $101,200 (90th percentile).
How much does a Claims Adjuster make per hour in Chattanooga? ▼
Based on the median annual salary of $63,395, a claims adjuster in Chattanooga earns approximately $30 per hour assuming a standard 2,080-hour work year.
How does Chattanooga compare to the Tennessee state average for claims adjuster pay? ▼
Chattanooga's median claims adjuster salary of $63,395 is 1.1% below the Tennessee state average of $64,116. The local cost of living index is 88% of the national average.
What is the cost of living in Chattanooga, TN? ▼
Chattanooga has a cost of living index of 88% compared to the national average. This means a claims adjuster salary of $63,395 in Chattanooga has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Chattanooga? ▼
Most claims adjuster positions in Chattanooga require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.