Claims Adjuster Salary in Memphis, Tennessee
The median claims adjuster salary in Memphis, TN is $61,954 per year, which is 14% below the national median and 3.4% below the Tennessee state average.
Claims Adjuster Pay in Memphis: What to Expect (2026)
Memphis offers a median claims adjuster salary of $61,954, which is $2,162 below the Tennessee state average of $64,116. Compared to the national median of $72,040, Memphis pays below the national benchmark for this role.
One of Memphis's biggest advantages is its low cost of living at 86% of the national average. This means the $61,954 salary stretches further here — equivalent to roughly $72,040 in an average-cost city. This makes Memphis an attractive option for claims adjusters seeking strong real-dollar compensation.
The salary range for claims adjusters in Memphis spans from $36,120 at the 10th percentile to $98,900 at the 90th percentile — a $62,780 spread. Entry-level professionals start around $37,840, while senior claims adjusters with 8+ years of experience can earn up to $94,600. As a major metro area with a population of 633,104, Memphis typically offers more job opportunities and employer competition, which can drive salaries higher.
Claims Adjuster Salary in Memphis by Experience
In Memphis, an entry-level claims adjuster earns around $37,840, while experienced professionals earn up to $94,600 per year. The local cost of living index is 86% of the national average.
Salary Percentiles in Memphis, TN
| Percentile | Memphis |
|---|---|
| 10th Percentile | $36,120 |
| 25th Percentile | $46,440 |
| Median (50th) | $61,954 |
| 75th Percentile | $79,120 |
| 90th Percentile | $98,900 |
Claims Adjuster Salary in Other Tennessee Cities
How to Become a Claims Adjuster in Memphis
Education
Most claims adjuster positions require a bachelor's degree. Memphis and the surrounding Tennessee area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Memphis may vary based on local industry and population growth.
Find Claims Adjuster Jobs in Memphis
Browse open claims adjuster positions in Memphis, TN: