Credit Analyst Salary in Boston, Massachusetts
The median credit analyst salary in Boston, MA is $122,366 per year, which is 59.0% above the national median and 12.0% above the Massachusetts state average.
Credit Analyst Pay in Boston: What to Expect (2026)
Boston offers a median credit analyst salary of $122,366, which is $13,083 above the Massachusetts state average of $109,283. Compared to the national median of $76,960, Boston pays above average for this role.
However, Boston's cost of living index is 152%, significantly above the national average. After adjusting for local costs, the $122,366 salary has an effective purchasing power of approximately $80,504. Housing, transportation, and food costs in Boston should be factored into any relocation or job-change decision.
The salary range for credit analysts in Boston spans from $73,140 at the 10th percentile to $198,750 at the 90th percentile — a $125,610 spread. Entry-level professionals start around $76,320, while senior credit analysts with 8+ years of experience can earn up to $190,800. As a major metro area with a population of 675,647, Boston typically offers more job opportunities and employer competition, which can drive salaries higher.
Credit Analyst Salary in Boston by Experience
In Boston, an entry-level credit analyst earns around $76,320, while experienced professionals earn up to $190,800 per year. The local cost of living index is 152% of the national average.
Salary Percentiles in Boston, MA
| Percentile | Boston |
|---|---|
| 10th Percentile | $73,140 |
| 25th Percentile | $93,810 |
| Median (50th) | $122,366 |
| 75th Percentile | $159,000 |
| 90th Percentile | $198,750 |
Credit Analyst Salary in Other Massachusetts Cities
How to Become a Credit Analyst in Boston
Education
Most credit analyst positions require a bachelor's degree. Boston and the surrounding Massachusetts area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Boston may vary based on local industry and population growth.
Find Credit Analyst Jobs in Boston
Browse open credit analyst positions in Boston, MA: