Credit Analyst Salary in Lowell, Massachusetts
The median credit analyst salary in Lowell, MA is $86,195 per year, which is 12.0% above the national median and 21.1% below the Massachusetts state average.
Credit Analyst Pay in Lowell: What to Expect (2026)
Lowell offers a median credit analyst salary of $86,195, which is $23,088 below the Massachusetts state average of $109,283. Compared to the national median of $76,960, Lowell pays above average for this role.
Lowell's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for credit analysts in Lowell spans from $51,520 at the 10th percentile to $140,000 at the 90th percentile — a $88,480 spread. Entry-level professionals start around $53,760, while senior credit analysts with 8+ years of experience can earn up to $134,400. With a population of 115,554, Lowell is a mid-sized metro with a growing job market.
Credit Analyst Salary in Lowell by Experience
In Lowell, an entry-level credit analyst earns around $53,760, while experienced professionals earn up to $134,400 per year. The local cost of living index is 105% of the national average.
Salary Percentiles in Lowell, MA
| Percentile | Lowell |
|---|---|
| 10th Percentile | $51,520 |
| 25th Percentile | $66,080 |
| Median (50th) | $86,195 |
| 75th Percentile | $112,000 |
| 90th Percentile | $140,000 |
Credit Analyst Salary in Other Massachusetts Cities
How to Become a Credit Analyst in Lowell
Education
Most credit analyst positions require a bachelor's degree. Lowell and the surrounding Massachusetts area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Lowell may vary based on local industry and population growth.
Find Credit Analyst Jobs in Lowell
Browse open credit analyst positions in Lowell, MA: