Credit Analyst Salary in Cambridge, Massachusetts
The median credit analyst salary in Cambridge, MA is $128,523 per year, which is 67.0% above the national median and 17.6% above the Massachusetts state average.
Credit Analyst Pay in Cambridge: What to Expect (2026)
Cambridge offers a median credit analyst salary of $128,523, which is $19,240 above the Massachusetts state average of $109,283. Compared to the national median of $76,960, Cambridge pays above average for this role.
However, Cambridge's cost of living index is 160%, significantly above the national average. After adjusting for local costs, the $128,523 salary has an effective purchasing power of approximately $80,327. Housing, transportation, and food costs in Cambridge should be factored into any relocation or job-change decision.
The salary range for credit analysts in Cambridge spans from $76,820 at the 10th percentile to $208,750 at the 90th percentile — a $131,930 spread. Entry-level professionals start around $80,160, while senior credit analysts with 8+ years of experience can earn up to $200,400. With a population of 118,403, Cambridge is a mid-sized metro with a growing job market.
Credit Analyst Salary in Cambridge by Experience
In Cambridge, an entry-level credit analyst earns around $80,160, while experienced professionals earn up to $200,400 per year. The local cost of living index is 160% of the national average.
Salary Percentiles in Cambridge, MA
| Percentile | Cambridge |
|---|---|
| 10th Percentile | $76,820 |
| 25th Percentile | $98,530 |
| Median (50th) | $128,523 |
| 75th Percentile | $167,000 |
| 90th Percentile | $208,750 |
Credit Analyst Salary in Other Massachusetts Cities
How to Become a Credit Analyst in Cambridge
Education
Most credit analyst positions require a bachelor's degree. Cambridge and the surrounding Massachusetts area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Cambridge may vary based on local industry and population growth.
Find Credit Analyst Jobs in Cambridge
Browse open credit analyst positions in Cambridge, MA: