Business & Finance Des Moines, IA Pop. 214,133

Insurance Agent Salary in Des Moines, Iowa

The median insurance agent salary in Des Moines, IA is $53,231 per year, which is 8% below the national median and 3.4% above the Iowa state average.

City Median
$53,231
vs State Avg
+$1,736
vs National
$-4,629
Cost of Living
92%

Insurance Agent Pay in Des Moines: What to Expect (2026)

Des Moines offers a median insurance agent salary of $53,231, which is $1,736 above the Iowa state average of $51,495. Compared to the national median of $57,860, Des Moines pays below the national benchmark for this role.

Des Moines's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Des Moines spans from $27,600 at the 10th percentile to $108,560 at the 90th percentile — a $80,960 spread. Entry-level professionals start around $29,440, while senior insurance agents with 8+ years of experience can earn up to $101,200. With a population of 214,133, Des Moines is a mid-sized metro with a growing job market.

Insurance Agent Salary in Des Moines by Experience

In Des Moines, an entry-level insurance agent earns around $29,440, while experienced professionals earn up to $101,200 per year. The local cost of living index is 92% of the national average.

Entry Level (0-2 yrs)
$29,440
$-2,560 vs national
Mid Level (3-7 yrs)
$55,200
$-4,800 vs national
Senior Level (8+ yrs)
$101,200
$-8,800 vs national

Salary Percentiles in Des Moines, IA

Percentile Des Moines
10th Percentile $27,600
25th Percentile $36,800
Median (50th) $53,231
75th Percentile $75,440
90th Percentile $108,560

Insurance Agent Salary in Other Iowa Cities

Iowa City, IA
$54,967
Pop. 74,828
Cedar Rapids, IA
$50,917
Pop. 137,710
Davenport, IA
$49,760
Pop. 101,724
Sioux City, IA
$48,602
Pop. 85,797

How to Become a Insurance Agent in Des Moines

Education

Most insurance agent positions require a high school diploma. Des Moines and the surrounding Iowa area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Des Moines may vary based on local industry and population growth.

Find Insurance Agent Jobs in Des Moines

Browse open insurance agent positions in Des Moines, IA:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Des Moines

How much does a Insurance Agent make in Des Moines, IA? ▼
The median insurance agent salary in Des Moines, Iowa is $53,231 per year, which is 8% below the national median of $57,860. Salaries range from $27,600 (10th percentile) to $108,560 (90th percentile).
How much does a Insurance Agent make per hour in Des Moines? ▼
Based on the median annual salary of $53,231, a insurance agent in Des Moines earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Des Moines compare to the Iowa state average for insurance agent pay? ▼
Des Moines's median insurance agent salary of $53,231 is 3.4% above the Iowa state average of $51,495. The local cost of living index is 92% of the national average.
What is the cost of living in Des Moines, IA? ▼
Des Moines has a cost of living index of 92% compared to the national average. This means a insurance agent salary of $53,231 in Des Moines has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Des Moines? ▼
Most insurance agent positions in Des Moines require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.