Business & Finance Lake Charles, LA Pop. 80,000

Insurance Agent Salary in Lake Charles, Louisiana

The median insurance agent salary in Lake Charles, LA is $49,760 per year, which is 14% below the national median and 5.5% below the Louisiana state average.

City Median
$49,760
vs State Avg
$-2,893
vs National
$-8,100
Cost of Living
86%

Insurance Agent Pay in Lake Charles: What to Expect (2026)

Lake Charles offers a median insurance agent salary of $49,760, which is $2,893 below the Louisiana state average of $52,653. Compared to the national median of $57,860, Lake Charles pays below the national benchmark for this role.

One of Lake Charles's biggest advantages is its low cost of living at 86% of the national average. This means the $49,760 salary stretches further here — equivalent to roughly $57,860 in an average-cost city. This makes Lake Charles an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Lake Charles spans from $25,800 at the 10th percentile to $101,480 at the 90th percentile — a $75,680 spread. Entry-level professionals start around $27,520, while senior insurance agents with 8+ years of experience can earn up to $94,600. Lake Charles is a smaller market (pop. 80,000), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Lake Charles by Experience

In Lake Charles, an entry-level insurance agent earns around $27,520, while experienced professionals earn up to $94,600 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)
$27,520
$-4,480 vs national
Mid Level (3-7 yrs)
$51,600
$-8,400 vs national
Senior Level (8+ yrs)
$94,600
$-15,400 vs national

Salary Percentiles in Lake Charles, LA

Percentile Lake Charles
10th Percentile $25,800
25th Percentile $34,400
Median (50th) $49,760
75th Percentile $70,520
90th Percentile $101,480

Insurance Agent Salary in Other Louisiana Cities

New Orleans, LA
$56,703
Pop. 383,997
Baton Rouge, LA
$53,231
Pop. 227,470
Lafayette, LA
$50,917
Pop. 121,374
Shreveport, LA
$49,181
Pop. 187,593

How to Become a Insurance Agent in Lake Charles

Education

Most insurance agent positions require a high school diploma. Lake Charles and the surrounding Louisiana area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Lake Charles may vary based on local industry and population growth.

Find Insurance Agent Jobs in Lake Charles

Browse open insurance agent positions in Lake Charles, LA:

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Frequently Asked Questions: Insurance Agent Salary in Lake Charles

How much does a Insurance Agent make in Lake Charles, LA? ▼
The median insurance agent salary in Lake Charles, Louisiana is $49,760 per year, which is 14% below the national median of $57,860. Salaries range from $25,800 (10th percentile) to $101,480 (90th percentile).
How much does a Insurance Agent make per hour in Lake Charles? ▼
Based on the median annual salary of $49,760, a insurance agent in Lake Charles earns approximately $24 per hour assuming a standard 2,080-hour work year.
How does Lake Charles compare to the Louisiana state average for insurance agent pay? ▼
Lake Charles's median insurance agent salary of $49,760 is 5.5% below the Louisiana state average of $52,653. The local cost of living index is 86% of the national average.
What is the cost of living in Lake Charles, LA? ▼
Lake Charles has a cost of living index of 86% compared to the national average. This means a insurance agent salary of $49,760 in Lake Charles has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Lake Charles? ▼
Most insurance agent positions in Lake Charles require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.