Business & Finance Durham, NC Pop. 283,506

Insurance Agent Salary in Durham, North Carolina

The median insurance agent salary in Durham, NC is $56,703 per year, which is 2% below the national median and 3.2% above the North Carolina state average.

City Median
$56,703
vs State Avg
+$1,736
vs National
$-1,157
Cost of Living
95%

Insurance Agent Pay in Durham: What to Expect (2026)

Durham offers a median insurance agent salary of $56,703, which is $1,736 above the North Carolina state average of $54,967. Compared to the national median of $57,860, Durham pays below the national benchmark for this role.

Durham's cost of living is 95% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Durham spans from $29,400 at the 10th percentile to $115,640 at the 90th percentile — a $86,240 spread. Entry-level professionals start around $31,360, while senior insurance agents with 8+ years of experience can earn up to $107,800. With a population of 283,506, Durham is a mid-sized metro with a growing job market.

Insurance Agent Salary in Durham by Experience

In Durham, an entry-level insurance agent earns around $31,360, while experienced professionals earn up to $107,800 per year. The local cost of living index is 95% of the national average.

Entry Level (0-2 yrs)
$31,360
$-640 vs national
Mid Level (3-7 yrs)
$58,800
$-1,200 vs national
Senior Level (8+ yrs)
$107,800
$-2,200 vs national

Salary Percentiles in Durham, NC

Percentile Durham
10th Percentile $29,400
25th Percentile $39,200
Median (50th) $56,703
75th Percentile $80,360
90th Percentile $115,640

Insurance Agent Salary in Other North Carolina Cities

How to Become a Insurance Agent in Durham

Education

Most insurance agent positions require a high school diploma. Durham and the surrounding North Carolina area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Durham may vary based on local industry and population growth.

Find Insurance Agent Jobs in Durham

Browse open insurance agent positions in Durham, NC:

Frequently Asked Questions: Insurance Agent Salary in Durham

How much does a Insurance Agent make in Durham, NC? ▼
The median insurance agent salary in Durham, North Carolina is $56,703 per year, which is 2% below the national median of $57,860. Salaries range from $29,400 (10th percentile) to $115,640 (90th percentile).
How much does a Insurance Agent make per hour in Durham? ▼
Based on the median annual salary of $56,703, a insurance agent in Durham earns approximately $27 per hour assuming a standard 2,080-hour work year.
How does Durham compare to the North Carolina state average for insurance agent pay? ▼
Durham's median insurance agent salary of $56,703 is 3.2% above the North Carolina state average of $54,967. The local cost of living index is 95% of the national average.
What is the cost of living in Durham, NC? ▼
Durham has a cost of living index of 95% compared to the national average. This means a insurance agent salary of $56,703 in Durham has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Durham? ▼
Most insurance agent positions in Durham require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.