Business & Finance Fargo, ND Pop. 125,990

Insurance Agent Salary in Fargo, North Dakota

The median insurance agent salary in Fargo, ND is $54,388 per year, which is 6% below the national median and 4.4% above the North Dakota state average.

City Median
$54,388
vs State Avg
+$2,314
vs National
$-3,472
Cost of Living
94%

Insurance Agent Pay in Fargo: What to Expect (2026)

Fargo offers a median insurance agent salary of $54,388, which is $2,314 above the North Dakota state average of $52,074. Compared to the national median of $57,860, Fargo pays below the national benchmark for this role.

Fargo's cost of living is 94% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Fargo spans from $28,200 at the 10th percentile to $110,920 at the 90th percentile — a $82,720 spread. Entry-level professionals start around $30,080, while senior insurance agents with 8+ years of experience can earn up to $103,400. With a population of 125,990, Fargo is a mid-sized metro with a growing job market.

Insurance Agent Salary in Fargo by Experience

In Fargo, an entry-level insurance agent earns around $30,080, while experienced professionals earn up to $103,400 per year. The local cost of living index is 94% of the national average.

Entry Level (0-2 yrs)
$30,080
$-1,920 vs national
Mid Level (3-7 yrs)
$56,400
$-3,600 vs national
Senior Level (8+ yrs)
$103,400
$-6,600 vs national

Salary Percentiles in Fargo, ND

Percentile Fargo
10th Percentile $28,200
25th Percentile $37,600
Median (50th) $54,388
75th Percentile $77,080
90th Percentile $110,920

Insurance Agent Salary in Other North Dakota Cities

How to Become a Insurance Agent in Fargo

Education

Most insurance agent positions require a high school diploma. Fargo and the surrounding North Dakota area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Fargo may vary based on local industry and population growth.

Find Insurance Agent Jobs in Fargo

Browse open insurance agent positions in Fargo, ND:

Frequently Asked Questions: Insurance Agent Salary in Fargo

How much does a Insurance Agent make in Fargo, ND? ▼
The median insurance agent salary in Fargo, North Dakota is $54,388 per year, which is 6% below the national median of $57,860. Salaries range from $28,200 (10th percentile) to $110,920 (90th percentile).
How much does a Insurance Agent make per hour in Fargo? ▼
Based on the median annual salary of $54,388, a insurance agent in Fargo earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Fargo compare to the North Dakota state average for insurance agent pay? ▼
Fargo's median insurance agent salary of $54,388 is 4.4% above the North Dakota state average of $52,074. The local cost of living index is 94% of the national average.
What is the cost of living in Fargo, ND? ▼
Fargo has a cost of living index of 94% compared to the national average. This means a insurance agent salary of $54,388 in Fargo has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Fargo? ▼
Most insurance agent positions in Fargo require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.