Insurance Agent Salary in Grand Forks, ND: $50,917 (2026)

Insurance Agent Pay in Grand Forks: What to Expect (2026)

Grand Forks offers a median insurance agent salary of $50,917, which is $1,157 below the North Dakota state average of $52,074. Compared to the national median of $57,860, Grand Forks pays below the national benchmark for this role.

One of Grand Forks's biggest advantages is its low cost of living at 88% of the national average. This means the $50,917 salary stretches further here — equivalent to roughly $57,860 in an average-cost city. This makes Grand Forks an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Grand Forks spans from $26,400 at the 10th percentile to $103,840 at the 90th percentile — a $77,440 spread. Entry-level professionals start around $28,160, while senior insurance agents with 8+ years of experience can earn up to $96,800. Grand Forks is a smaller market (pop. 56,588), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Grand Forks by Experience

In Grand Forks, an entry-level insurance agent earns around $28,160, while experienced professionals earn up to $96,800 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)

$28,160

$-3,840 vs national

Mid Level (3-7 yrs)

$52,800

$-7,200 vs national

Senior Level (8+ yrs)

$96,800

$-13,200 vs national

Percentile	Grand Forks	ND State	National
10th Percentile	$26,400	$27,000	$30,000
25th Percentile	$35,200	$36,000	$40,000
Median (50th)	$50,917	$52,074	$57,860
75th Percentile	$72,160	$73,800	$82,000
90th Percentile	$103,840	$106,200	$118,000

Percentile

Grand Forks

10th Percentile

$26,400

25th Percentile

$35,200

Median (50th)

$50,917

75th Percentile

$72,160

90th Percentile

$103,840

How to Become a Insurance Agent in Grand Forks

Education

Most insurance agent positions require a high school diploma. Grand Forks and the surrounding North Dakota area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Grand Forks may vary based on local industry and population growth.

Frequently Asked Questions: Insurance Agent Salary in Grand Forks

How much does a Insurance Agent make in Grand Forks, ND? ▼

The median insurance agent salary in Grand Forks, North Dakota is $50,917 per year, which is 12% below the national median of $57,860. Salaries range from $26,400 (10th percentile) to $103,840 (90th percentile).

How much does a Insurance Agent make per hour in Grand Forks? ▼

Based on the median annual salary of $50,917, a insurance agent in Grand Forks earns approximately $24 per hour assuming a standard 2,080-hour work year.

How does Grand Forks compare to the North Dakota state average for insurance agent pay? ▼

Grand Forks's median insurance agent salary of $50,917 is 2.2% below the North Dakota state average of $52,074. The local cost of living index is 88% of the national average.

What is the cost of living in Grand Forks, ND? ▼

Grand Forks has a cost of living index of 88% compared to the national average. This means a insurance agent salary of $50,917 in Grand Forks has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a insurance agent in Grand Forks? ▼

Most insurance agent positions in Grand Forks require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.

Insurance Agent Salary in Grand Forks, North Dakota