Real Estate Agent Salary in Chattanooga, TN: $45,786 (2026)

Real Estate Agent Pay in Chattanooga: What to Expect (2026)

Chattanooga offers a median real estate agent salary of $45,786, which is $521 below the Tennessee state average of $46,307. Compared to the national median of $52,030, Chattanooga pays below the national benchmark for this role.

One of Chattanooga's biggest advantages is its low cost of living at 88% of the national average. This means the $45,786 salary stretches further here — equivalent to roughly $52,030 in an average-cost city. This makes Chattanooga an attractive option for real estate agents seeking strong real-dollar compensation.

The salary range for real estate agents in Chattanooga spans from $25,344 at the 10th percentile to $98,912 at the 90th percentile — a $73,568 spread. Entry-level professionals start around $26,400, while senior real estate agents with 8+ years of experience can earn up to $96,800. With a population of 181,099, Chattanooga is a mid-sized metro with a growing job market.

Real Estate Agent Salary in Chattanooga by Experience

In Chattanooga, an entry-level real estate agent earns around $26,400, while experienced professionals earn up to $96,800 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)

$26,400

$-3,600 vs national

Mid Level (3-7 yrs)

$48,400

$-6,600 vs national

Senior Level (8+ yrs)

$96,800

$-13,200 vs national

Percentile	Chattanooga	TN State	National
10th Percentile	$25,344	$25,632	$28,800
25th Percentile	$31,152	$31,506	$35,400
Median (50th)	$45,786	$46,307	$52,030
75th Percentile	$67,056	$67,818	$76,200
90th Percentile	$98,912	$100,036	$112,400

Percentile

Chattanooga

10th Percentile

$25,344

25th Percentile

$31,152

Median (50th)

$45,786

75th Percentile

$67,056

90th Percentile

$98,912

How to Become a Real Estate Agent in Chattanooga

Education

Most real estate agent positions require a high school diploma. Chattanooga and the surrounding Tennessee area have institutions offering relevant programs.

Key Skills

NegotiationMarket AnalysisCustomer ServiceMLS SystemsMarketingContract Knowledge

Job Outlook

Nationally, real estate agent employment is projected to grow 3% over the next decade (as fast as average). Demand in Chattanooga may vary based on local industry and population growth.

Frequently Asked Questions: Real Estate Agent Salary in Chattanooga

How much does a Real Estate Agent make in Chattanooga, TN? ▼

The median real estate agent salary in Chattanooga, Tennessee is $45,786 per year, which is 12% below the national median of $52,030. Salaries range from $25,344 (10th percentile) to $98,912 (90th percentile).

How much does a Real Estate Agent make per hour in Chattanooga? ▼

Based on the median annual salary of $45,786, a real estate agent in Chattanooga earns approximately $22 per hour assuming a standard 2,080-hour work year.

How does Chattanooga compare to the Tennessee state average for real estate agent pay? ▼

Chattanooga's median real estate agent salary of $45,786 is 1.1% below the Tennessee state average of $46,307. The local cost of living index is 88% of the national average.

What is the cost of living in Chattanooga, TN? ▼

Chattanooga has a cost of living index of 88% compared to the national average. This means a real estate agent salary of $45,786 in Chattanooga has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a real estate agent in Chattanooga? ▼

Most real estate agent positions in Chattanooga require a high school diploma. Key skills include Negotiation, Market Analysis, Customer Service, MLS Systems. The job market is projected to grow 3% nationally over the next decade.

Real Estate Agent Salary in Chattanooga, Tennessee