Business & Finance Waipahu, HI Pop. 38,216

Insurance Agent Salary in Waipahu, Hawaii

The median insurance agent salary in Waipahu, HI is $93,733 per year, which is 62.0% above the national median and 4.7% below the Hawaii state average.

City Median
$93,733
vs State Avg
$-4,629
vs National
+$35,873
Cost of Living
162%

Insurance Agent Pay in Waipahu: What to Expect (2026)

Waipahu offers a median insurance agent salary of $93,733, which is $4,629 below the Hawaii state average of $98,362. Compared to the national median of $57,860, Waipahu pays above average for this role.

However, Waipahu's cost of living index is 162%, significantly above the national average. After adjusting for local costs, the $93,733 salary has an effective purchasing power of approximately $57,860. Housing, transportation, and food costs in Waipahu should be factored into any relocation or job-change decision.

The salary range for insurance agents in Waipahu spans from $48,600 at the 10th percentile to $191,160 at the 90th percentile — a $142,560 spread. Entry-level professionals start around $51,840, while senior insurance agents with 8+ years of experience can earn up to $178,200. Waipahu is a smaller market (pop. 38,216), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Waipahu by Experience

In Waipahu, an entry-level insurance agent earns around $51,840, while experienced professionals earn up to $178,200 per year. The local cost of living index is 162% of the national average.

Entry Level (0-2 yrs)
$51,840
+$19,840 vs national
Mid Level (3-7 yrs)
$97,200
+$37,200 vs national
Senior Level (8+ yrs)
$178,200
+$68,200 vs national

Salary Percentiles in Waipahu, HI

Percentile Waipahu
10th Percentile $48,600
25th Percentile $64,800
Median (50th) $93,733
75th Percentile $132,840
90th Percentile $191,160

Insurance Agent Salary in Other Hawaii Cities

Honolulu, HI
$101,255
Pop. 350,964
Kailua, HI
$98,362
Pop. 38,635
Pearl City, HI
$97,205
Pop. 47,698
Hilo, HI
$87,947
Pop. 45,703

How to Become a Insurance Agent in Waipahu

Education

Most insurance agent positions require a high school diploma. Waipahu and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Waipahu may vary based on local industry and population growth.

Find Insurance Agent Jobs in Waipahu

Browse open insurance agent positions in Waipahu, HI:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Waipahu

How much does a Insurance Agent make in Waipahu, HI? ▼
The median insurance agent salary in Waipahu, Hawaii is $93,733 per year, which is 62.0% above the national median of $57,860. Salaries range from $48,600 (10th percentile) to $191,160 (90th percentile).
How much does a Insurance Agent make per hour in Waipahu? ▼
Based on the median annual salary of $93,733, a insurance agent in Waipahu earns approximately $45 per hour assuming a standard 2,080-hour work year.
How does Waipahu compare to the Hawaii state average for insurance agent pay? ▼
Waipahu's median insurance agent salary of $93,733 is 4.7% below the Hawaii state average of $98,362. The local cost of living index is 162% of the national average.
What is the cost of living in Waipahu, HI? ▼
Waipahu has a cost of living index of 162% compared to the national average. This means a insurance agent salary of $93,733 in Waipahu has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Waipahu? ▼
Most insurance agent positions in Waipahu require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.