Business & Finance Lowell, MA Pop. 115,554

Insurance Agent Salary in Lowell, Massachusetts

The median insurance agent salary in Lowell, MA is $64,803 per year, which is 12.0% above the national median and 21.1% below the Massachusetts state average.

City Median
$64,803
vs State Avg
$-17,358
vs National
+$6,943
Cost of Living
105%

Insurance Agent Pay in Lowell: What to Expect (2026)

Lowell offers a median insurance agent salary of $64,803, which is $17,358 below the Massachusetts state average of $82,161. Compared to the national median of $57,860, Lowell pays above average for this role.

Lowell's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Lowell spans from $33,600 at the 10th percentile to $132,160 at the 90th percentile — a $98,560 spread. Entry-level professionals start around $35,840, while senior insurance agents with 8+ years of experience can earn up to $123,200. With a population of 115,554, Lowell is a mid-sized metro with a growing job market.

Insurance Agent Salary in Lowell by Experience

In Lowell, an entry-level insurance agent earns around $35,840, while experienced professionals earn up to $123,200 per year. The local cost of living index is 105% of the national average.

Entry Level (0-2 yrs)
$35,840
+$3,840 vs national
Mid Level (3-7 yrs)
$67,200
+$7,200 vs national
Senior Level (8+ yrs)
$123,200
+$13,200 vs national

Salary Percentiles in Lowell, MA

Percentile Lowell
10th Percentile $33,600
25th Percentile $44,800
Median (50th) $64,803
75th Percentile $91,840
90th Percentile $132,160

Insurance Agent Salary in Other Massachusetts Cities

How to Become a Insurance Agent in Lowell

Education

Most insurance agent positions require a high school diploma. Lowell and the surrounding Massachusetts area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Lowell may vary based on local industry and population growth.

Find Insurance Agent Jobs in Lowell

Browse open insurance agent positions in Lowell, MA:

Frequently Asked Questions: Insurance Agent Salary in Lowell

How much does a Insurance Agent make in Lowell, MA? ▼
The median insurance agent salary in Lowell, Massachusetts is $64,803 per year, which is 12.0% above the national median of $57,860. Salaries range from $33,600 (10th percentile) to $132,160 (90th percentile).
How much does a Insurance Agent make per hour in Lowell? ▼
Based on the median annual salary of $64,803, a insurance agent in Lowell earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Lowell compare to the Massachusetts state average for insurance agent pay? ▼
Lowell's median insurance agent salary of $64,803 is 21.1% below the Massachusetts state average of $82,161. The local cost of living index is 105% of the national average.
What is the cost of living in Lowell, MA? ▼
Lowell has a cost of living index of 105% compared to the national average. This means a insurance agent salary of $64,803 in Lowell has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Lowell? ▼
Most insurance agent positions in Lowell require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.