Insurance Agent Salary in Honolulu, HI: $101,255 (2026)

Insurance Agent Pay in Honolulu: What to Expect (2026)

Honolulu offers a median insurance agent salary of $101,255, which is $2,893 above the Hawaii state average of $98,362. Compared to the national median of $57,860, Honolulu pays above average for this role.

However, Honolulu's cost of living index is 175%, significantly above the national average. After adjusting for local costs, the $101,255 salary has an effective purchasing power of approximately $57,860. Housing, transportation, and food costs in Honolulu should be factored into any relocation or job-change decision.

The salary range for insurance agents in Honolulu spans from $52,500 at the 10th percentile to $206,500 at the 90th percentile — a $154,000 spread. Entry-level professionals start around $56,000, while senior insurance agents with 8+ years of experience can earn up to $192,500. With a population of 350,964, Honolulu is a mid-sized metro with a growing job market.

Insurance Agent Salary in Honolulu by Experience

In Honolulu, an entry-level insurance agent earns around $56,000, while experienced professionals earn up to $192,500 per year. The local cost of living index is 175% of the national average.

Entry Level (0-2 yrs)

$56,000

+$24,000 vs national

Mid Level (3-7 yrs)

$105,000

+$45,000 vs national

Senior Level (8+ yrs)

$192,500

+$82,500 vs national

Percentile	Honolulu	HI State	National
10th Percentile	$52,500	$51,000	$30,000
25th Percentile	$70,000	$68,000	$40,000
Median (50th)	$101,255	$98,362	$57,860
75th Percentile	$143,500	$139,400	$82,000
90th Percentile	$206,500	$200,600	$118,000

Percentile

Honolulu

10th Percentile

$52,500

25th Percentile

$70,000

Median (50th)

$101,255

75th Percentile

$143,500

90th Percentile

$206,500

How to Become a Insurance Agent in Honolulu

Education

Most insurance agent positions require a high school diploma. Honolulu and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Honolulu may vary based on local industry and population growth.

Frequently Asked Questions: Insurance Agent Salary in Honolulu

How much does a Insurance Agent make in Honolulu, HI? ▼

The median insurance agent salary in Honolulu, Hawaii is $101,255 per year, which is 75.0% above the national median of $57,860. Salaries range from $52,500 (10th percentile) to $206,500 (90th percentile).

How much does a Insurance Agent make per hour in Honolulu? ▼

Based on the median annual salary of $101,255, a insurance agent in Honolulu earns approximately $49 per hour assuming a standard 2,080-hour work year.

How does Honolulu compare to the Hawaii state average for insurance agent pay? ▼

Honolulu's median insurance agent salary of $101,255 is 2.9% above the Hawaii state average of $98,362. The local cost of living index is 175% of the national average.

What is the cost of living in Honolulu, HI? ▼

Honolulu has a cost of living index of 175% compared to the national average. This means a insurance agent salary of $101,255 in Honolulu has less purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a insurance agent in Honolulu? ▼

Most insurance agent positions in Honolulu require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.

Insurance Agent Salary in Honolulu, Hawaii