Insurance Agent Salary in Kailua, Hawaii
The median insurance agent salary in Kailua, HI is $98,362 per year, which is 70.0% above the national median and 0.0% above the Hawaii state average.
Insurance Agent Pay in Kailua: What to Expect (2026)
Kailua offers a median insurance agent salary of $98,362, which is $0 above the Hawaii state average of $98,362. Compared to the national median of $57,860, Kailua pays above average for this role.
However, Kailua's cost of living index is 170%, significantly above the national average. After adjusting for local costs, the $98,362 salary has an effective purchasing power of approximately $57,860. Housing, transportation, and food costs in Kailua should be factored into any relocation or job-change decision.
The salary range for insurance agents in Kailua spans from $51,000 at the 10th percentile to $200,600 at the 90th percentile — a $149,600 spread. Entry-level professionals start around $54,400, while senior insurance agents with 8+ years of experience can earn up to $187,000. Kailua is a smaller market (pop. 38,635), which may mean fewer openings but also less competition for available positions.
Insurance Agent Salary in Kailua by Experience
In Kailua, an entry-level insurance agent earns around $54,400, while experienced professionals earn up to $187,000 per year. The local cost of living index is 170% of the national average.
Salary Percentiles in Kailua, HI
| Percentile | Kailua |
|---|---|
| 10th Percentile | $51,000 |
| 25th Percentile | $68,000 |
| Median (50th) | $98,362 |
| 75th Percentile | $139,400 |
| 90th Percentile | $200,600 |
Insurance Agent Salary in Other Hawaii Cities
How to Become a Insurance Agent in Kailua
Education
Most insurance agent positions require a high school diploma. Kailua and the surrounding Hawaii area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Kailua may vary based on local industry and population growth.
Find Insurance Agent Jobs in Kailua
Browse open insurance agent positions in Kailua, HI: