Business & Finance Kentucky (KY) Rank #46 of 50

Insurance Agent Salary in Kentucky

The median insurance agent salary in Kentucky is $50,338 per year, which is 13% below the national median of $57,860.

Median Salary
$50,338
vs National
$-7,522
State Rank
#46 of 50
Cost of Living
87%

Insurance Agent Salary in Kentucky by Experience

In Kentucky, an entry-level insurance agent earns around $27,840, while experienced professionals earn up to $95,700 per year. The cost of living index in Kentucky is 87% of the national average.

Entry Level (0-2 yrs)
$27,840
$-4,160 vs national
Mid Level (3-7 yrs)
$52,200
$-7,800 vs national
Senior Level (8+ yrs)
$95,700
$-14,300 vs national

Salary Percentiles in Kentucky

Percentile KY Salary
10th Percentile $26,100
25th Percentile $34,800
Median (50th) $50,338
75th Percentile $71,340
90th Percentile $102,660

Insurance Agent Salary by City in Kentucky

The largest employment areas for insurance agents in Kentucky include Louisville, Lexington, Bowling Green, and Owensboro. Salaries vary by city based on local cost of living and demand.

How to Become a Insurance Agent in Kentucky

Education

Most insurance agent positions require a high school diploma. Kentucky has several accredited institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook in Kentucky

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Kentucky's demand may vary based on local industry trends.