Insurance Agent Salary in Virginia
The median insurance agent salary in Virginia is $63,067 per year, which is 9.0% above the national median of $57,860.
Insurance Agent Salary Overview in Virginia (2026)
Virginia ranks #11 out of 50 states for insurance agent compensation. Virginia falls in the middle of the pack for insurance agent pay, offering salaries near the national average. At $63,067 per year, insurance agents in Virginia earn $5,207 more than the national median of $57,860.
Virginia's cost of living is near the national average at 104%, meaning insurance agent salaries here translate closely to their face value in purchasing power.
The salary spread in Virginia is significant: insurance agents at the 10th percentile earn $32,700, while those at the 90th percentile bring home $128,620 — a $95,920 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Virginia for this role is Arlington, where the median reaches $79,268.
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). This steady growth indicates stable demand for insurance agents across the country.
Insurance Agent Salary in Virginia by Experience
In Virginia, an entry-level insurance agent earns around $34,880, while experienced professionals earn up to $119,900 per year. The cost of living index in Virginia is 104% of the national average.
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See Investment Options →Salary Percentiles in Virginia
| Percentile | VA Salary |
|---|---|
| 10th Percentile | $32,700 |
| 25th Percentile | $43,600 |
| Median (50th) | $63,067 |
| 75th Percentile | $89,380 |
| 90th Percentile | $128,620 |
Insurance Agent Salary by City in Virginia
The largest employment areas for insurance agents in Virginia include Virginia Beach, Norfolk, Richmond, and Arlington. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Agent in Virginia
Education
Most insurance agent positions require a high school diploma. Virginia has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Virginia
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Virginia's demand may vary based on local industry trends.
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Data shows Insurance Agents who negotiate earn 7–15% more. A single negotiation could add $56,833 over your career trajectory.
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