Business & Finance Boston, MA Pop. 675,647

Insurance Agent Salary in Boston, Massachusetts

The median insurance agent salary in Boston, MA is $91,997 per year, which is 59.0% above the national median and 12.0% above the Massachusetts state average.

City Median
$91,997
vs State Avg
+$9,836
vs National
+$34,137
Cost of Living
152%

Insurance Agent Pay in Boston: What to Expect (2026)

Boston offers a median insurance agent salary of $91,997, which is $9,836 above the Massachusetts state average of $82,161. Compared to the national median of $57,860, Boston pays above average for this role.

However, Boston's cost of living index is 152%, significantly above the national average. After adjusting for local costs, the $91,997 salary has an effective purchasing power of approximately $60,524. Housing, transportation, and food costs in Boston should be factored into any relocation or job-change decision.

The salary range for insurance agents in Boston spans from $47,700 at the 10th percentile to $187,620 at the 90th percentile — a $139,920 spread. Entry-level professionals start around $50,880, while senior insurance agents with 8+ years of experience can earn up to $174,900. As a major metro area with a population of 675,647, Boston typically offers more job opportunities and employer competition, which can drive salaries higher.

Insurance Agent Salary in Boston by Experience

In Boston, an entry-level insurance agent earns around $50,880, while experienced professionals earn up to $174,900 per year. The local cost of living index is 152% of the national average.

Entry Level (0-2 yrs)
$50,880
+$18,880 vs national
Mid Level (3-7 yrs)
$95,400
+$35,400 vs national
Senior Level (8+ yrs)
$174,900
+$64,900 vs national

Salary Percentiles in Boston, MA

Percentile Boston
10th Percentile $47,700
25th Percentile $63,600
Median (50th) $91,997
75th Percentile $130,380
90th Percentile $187,620

Insurance Agent Salary in Other Massachusetts Cities

Cambridge, MA
$96,626
Pop. 118,403
Worcester, MA
$67,696
Pop. 206,518
Lowell, MA
$64,803
Pop. 115,554
Springfield, MA
$60,753
Pop. 155,929

How to Become a Insurance Agent in Boston

Education

Most insurance agent positions require a high school diploma. Boston and the surrounding Massachusetts area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Boston may vary based on local industry and population growth.

Find Insurance Agent Jobs in Boston

Browse open insurance agent positions in Boston, MA:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Boston

How much does a Insurance Agent make in Boston, MA? ▼
The median insurance agent salary in Boston, Massachusetts is $91,997 per year, which is 59.0% above the national median of $57,860. Salaries range from $47,700 (10th percentile) to $187,620 (90th percentile).
How much does a Insurance Agent make per hour in Boston? ▼
Based on the median annual salary of $91,997, a insurance agent in Boston earns approximately $44 per hour assuming a standard 2,080-hour work year.
How does Boston compare to the Massachusetts state average for insurance agent pay? ▼
Boston's median insurance agent salary of $91,997 is 12.0% above the Massachusetts state average of $82,161. The local cost of living index is 152% of the national average.
What is the cost of living in Boston, MA? ▼
Boston has a cost of living index of 152% compared to the national average. This means a insurance agent salary of $91,997 in Boston has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Boston? ▼
Most insurance agent positions in Boston require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.