Business & Finance Houston, TX Pop. 2,304,580

Insurance Agent Salary in Houston, Texas

The median insurance agent salary in Houston, TX is $55,546 per year, which is 4% below the national median and 4.3% above the Texas state average.

City Median
$55,546
vs State Avg
+$2,315
vs National
$-2,314
Cost of Living
96%

Insurance Agent Pay in Houston: What to Expect (2026)

Houston offers a median insurance agent salary of $55,546, which is $2,315 above the Texas state average of $53,231. Compared to the national median of $57,860, Houston pays below the national benchmark for this role.

Houston's cost of living is 96% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Houston spans from $28,800 at the 10th percentile to $113,280 at the 90th percentile — a $84,480 spread. Entry-level professionals start around $30,720, while senior insurance agents with 8+ years of experience can earn up to $105,600. As a major metro area with a population of 2,304,580, Houston typically offers more job opportunities and employer competition, which can drive salaries higher.

Insurance Agent Salary in Houston by Experience

In Houston, an entry-level insurance agent earns around $30,720, while experienced professionals earn up to $105,600 per year. The local cost of living index is 96% of the national average.

Entry Level (0-2 yrs)
$30,720
$-1,280 vs national
Mid Level (3-7 yrs)
$57,600
$-2,400 vs national
Senior Level (8+ yrs)
$105,600
$-4,400 vs national

Salary Percentiles in Houston, TX

Percentile Houston
10th Percentile $28,800
25th Percentile $38,400
Median (50th) $55,546
75th Percentile $78,720
90th Percentile $113,280

Insurance Agent Salary in Other Texas Cities

Austin, TX
$60,753
Pop. 978,908
Dallas, TX
$57,860
Pop. 1,304,379
Fort Worth, TX
$53,231
Pop. 918,915
San Antonio, TX
$50,917
Pop. 1,434,625

How to Become a Insurance Agent in Houston

Education

Most insurance agent positions require a high school diploma. Houston and the surrounding Texas area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Houston may vary based on local industry and population growth.

Find Insurance Agent Jobs in Houston

Browse open insurance agent positions in Houston, TX:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Houston

How much does a Insurance Agent make in Houston, TX? ▼
The median insurance agent salary in Houston, Texas is $55,546 per year, which is 4% below the national median of $57,860. Salaries range from $28,800 (10th percentile) to $113,280 (90th percentile).
How much does a Insurance Agent make per hour in Houston? ▼
Based on the median annual salary of $55,546, a insurance agent in Houston earns approximately $27 per hour assuming a standard 2,080-hour work year.
How does Houston compare to the Texas state average for insurance agent pay? ▼
Houston's median insurance agent salary of $55,546 is 4.3% above the Texas state average of $53,231. The local cost of living index is 96% of the national average.
What is the cost of living in Houston, TX? ▼
Houston has a cost of living index of 96% compared to the national average. This means a insurance agent salary of $55,546 in Houston has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Houston? ▼
Most insurance agent positions in Houston require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.